Federal Bank Credit Cards

Federal Bank is a private sector bank headquartered in Aluva, Kerala, with a long retail presence in south India and among non-resident Indians.

Its credit card strategy is unusual: alongside its own cards it is the regulated issuer behind a large share of the cards sold by Indian fintechs and neobanks. For customers that means an app-first experience on the front end with a scheduled commercial bank behind it. The bank's own range is smaller, covering everyday spends, travel and a premium tier, and is distributed mainly to existing account holders.