Mastercard Celesta

The Federal Bank Mastercard Celesta Credit Card is a premium offering designed for those who love to travel, dine, and experience the finer things in life. Built around a distinctive 3-2-1 rewards structure, cardholders earn 3x rewards on travel and international spends, 2x rewards on dining, and 1x rewards on all other purchases, making every transaction an opportunity to accumulate value. From the moment you receive the card, the benefits begin. New cardholders can enjoy an Amazon Pay e-Voucher worth ₹600 upon spending ₹10,000 within the first 30 days. The card also provides 2 complimentary international lounge visits annually with no minimum spend requirement, while domestic lounge access is unlocked by spending ₹60,000 or more per quarter. Additional lifestyle perks include a monthly BOGO movie ticket offer at INOX cinemas (up to ₹100 off), a 1% fuel surcharge waiver across all fuel stations in India, and a reduced foreign transaction markup fee of just 2%. Frequent international travelers will appreciate the card's competitive dynamic Annual Percentage Rate, starting from 1.99% per month, which is linked to your banking relationship with Federal Bank. Ongoing cashback offers through the Federal Bank Mastercard Shop Perks program further enhance the card's everyday value, making it a well-rounded choice for lifestyle-focused spenders.