Fed StarBiz Visa Credit Card

The Federal Bank Fed StarBiz Visa Credit Card is a business-focused payment solution designed specifically for MSME owners who hold an existing Overdraft (OD) or Cash Credit (CC) account with Federal Bank. The card is directly linked to the underlying OD/CC account with limits up to ₹50 lakhs, enabling seamless integration with the cardholder's existing business finances. It carries a validity of 5 years, subject to the status of the underlying account, and supports POS, e-commerce, and Tap and Pay (contactless) transactions. One of the card's standout features is its simplified financial management — all card transactions are reflected directly in the underlying OD/CC account, eliminating the need for separate card statements. Daily transaction limits are set at up to ₹3 lakhs or the available balance in the underlying account, whichever is lower. The card also offers enhanced security through tokenization and encryption and is accepted at millions of merchants across India on the Visa network. Eligibility is limited to Indian residents who are individuals or sole proprietors registered under the MSMED Act 2006, engaged in manufacturing or service activities, with an active OD/CC account. The card comes with a nominal joining and annual fee of ₹275 plus applicable taxes, making it an affordable and practical tool for everyday business transactions.