Corporate Gold Credit Card

Joining Fee

Free

Annual Fee

Rs. 1000 + Taxes

Business
Rewards
Fuel
Best For: Corporates managing employee expenses, Businesses seeking consolidated expense reporting, Companies wanting control over employee spending

Corporate Gold Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Pros

  • Consolidated billing with single payment for all employee cards
  • Fuel surcharge waiver up to Rs. 3500 annually
  • Up to 48 days interest-free credit period
  • Real-time SMS and email alerts at no extra cost
  • Free card replacement
  • Vendor-wise employee spend tracking
  • International acceptance at 10 million merchants
  • Dedicated service manager for corporate members

Cons

  • Cash withdrawal feature not available
  • Card is specifically meant for official/corporate expenses

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Personal spends on corporate card must be settled between employee and employer

Card policy on personal use depends on individual corporate policy

Key Benefits & Features

Up to 48 days interest free credit period on purchases

Consolidated monthly statement and single payment for all employee cards

Reward points redeemable every quarter; cash rebate via demand draft

Real-time SMS and email alerts on all transactions at no charge

Free card replacement in case of damage, loss or theft

Dedicated service manager and program administrator for corporate card members

Vendor-wise expense tracking and statistical data for employee spend analysis

Accepted at 10 million merchants globally; international credit card

No cash withdrawal feature active on the card

Eligibility Criteria

Occupation

SALARIED

Notable Exclusions

Cash withdrawal is not permitted on this card

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Corporate Gold Credit Card

The Kotak Corporate Gold Credit Card is specifically designed to help corporates streamline and manage employee expenses with greater efficiency. By providing a consolidated monthly statement and a single unified payment for all employee cards, the card eliminates the need for individual payments, reducing administrative burden and giving companies stronger control over spending patterns. The card offers higher reward point earnings that can be redeemed every quarter, with cash rebates provided through demand drafts. Employees benefit from up to 48 days of interest-free credit, eliminating the need for cash advances and removing the hassle of maintaining vouchers or travel records. A fuel surcharge waiver is available across all petrol pumps in India, with a maximum waiver of Rs. 3,500 per calendar year. From an organizational standpoint, the card delivers powerful expense management tools, including vendor-wise tracking, employee-level spending analysis, and statistical data for budgeting. Companies can assign individualized spending limits based on hierarchy or designation. The card is accepted at over 10 million merchants globally and comes with real-time SMS and email alerts, free card replacement, a dedicated service manager, and a program administrator to handle all corporate queries efficiently, making it a comprehensive solution for corporate expense management.

Expert Review

Our Verdict

Corporate card for expense management with reward points, fuel waiver & consolidated billing for businesses.

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