
Joining Fee
Free
Annual Fee
Rs. 1000 + Taxes
Corporate Gold Credit Card
Rewards Structure
Base Reward Rate
% on spends
Point Value
1 Point = ₹0.25
Pros
- Consolidated billing with single payment for all employee cards
- Fuel surcharge waiver up to Rs. 3500 annually
- Up to 48 days interest-free credit period
- Real-time SMS and email alerts at no extra cost
- Free card replacement
- Vendor-wise employee spend tracking
- International acceptance at 10 million merchants
- Dedicated service manager for corporate members
Cons
- Cash withdrawal feature not available
- Card is specifically meant for official/corporate expenses
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Personal spends on corporate card must be settled between employee and employer
Card policy on personal use depends on individual corporate policy
Key Benefits & Features
Up to 48 days interest free credit period on purchases
Consolidated monthly statement and single payment for all employee cards
Reward points redeemable every quarter; cash rebate via demand draft
Real-time SMS and email alerts on all transactions at no charge
Free card replacement in case of damage, loss or theft
Dedicated service manager and program administrator for corporate card members
Vendor-wise expense tracking and statistical data for employee spend analysis
Accepted at 10 million merchants globally; international credit card
No cash withdrawal feature active on the card
Eligibility Criteria
Occupation
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
About Corporate Gold Credit Card
The Kotak Corporate Gold Credit Card is specifically designed to help corporates streamline and manage employee expenses with greater efficiency. By providing a consolidated monthly statement and a single unified payment for all employee cards, the card eliminates the need for individual payments, reducing administrative burden and giving companies stronger control over spending patterns. The card offers higher reward point earnings that can be redeemed every quarter, with cash rebates provided through demand drafts. Employees benefit from up to 48 days of interest-free credit, eliminating the need for cash advances and removing the hassle of maintaining vouchers or travel records. A fuel surcharge waiver is available across all petrol pumps in India, with a maximum waiver of Rs. 3,500 per calendar year. From an organizational standpoint, the card delivers powerful expense management tools, including vendor-wise tracking, employee-level spending analysis, and statistical data for budgeting. Companies can assign individualized spending limits based on hierarchy or designation. The card is accepted at over 10 million merchants globally and comes with real-time SMS and email alerts, free card replacement, a dedicated service manager, and a program administrator to handle all corporate queries efficiently, making it a comprehensive solution for corporate expense management.
Our Verdict
Corporate card for expense management with reward points, fuel waiver & consolidated billing for businesses.
Frequently Asked QuestionsAbout Corporate Gold Credit Card
BENEFITSWhat is the Kotak Corporate Gold Credit Card?
APPLICATIONHow can I apply for the Kotak Corporate Gold Credit Card?
USAGECan I use the Corporate Gold Credit Card for personal expenses?
USAGEIs the cash withdrawal feature available on the Kotak Corporate Gold Credit Card?
OTHERWhat is a credit card balance transfer?
BENEFITSWhat fuel benefits does the Kotak Corporate Gold Credit Card offer?
BENEFITSHow does the interest-free credit period work on this card?
REWARDSHow can reward points be redeemed on the Kotak Corporate Gold Credit Card?
INTERNATIONALDoes the Kotak Corporate Gold Credit Card have international acceptance?
BENEFITSHow does the Corporate Gold Card help in managing employee expenses?
BENEFITSWhat are the transaction alert features on the Kotak Corporate Gold Credit Card?
OTHERWhat happens if an employee's Corporate Gold Card is lost, stolen, or damaged?
OTHERWhat is the role of the Program Administrator for the Corporate Gold Credit Card?
FEESWhat are the joining and annual fees for the Kotak Corporate Gold Credit Card?
BENEFITSHow is the credit limit assigned for the Kotak Corporate Gold Credit Card?
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