Question 1

How can I apply for an Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

To apply for the Adani One ICICI Bank Platinum Credit Card, visit ICICI Bank's official website, navigate to the Credit Cards section, select your preferred card, and complete the application process by entering your details and following the prompts. You can also visit any ICICI Bank branch to apply in person. After submitting the application, complete the KYC verification and your card will be issued. No physical documents are required for the online application process.

Question 2

What is the joining fee for the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

The Adani One ICICI Bank Platinum Credit Card has a joining fee of ₹750 plus applicable GST. This is a one-time fee charged when you first receive the card. Please note that customers who avail the card without paying the joining or annual fee will be ineligible for the welcome flight voucher benefit. The joining fee is significantly lower compared to the Adani One ICICI Bank Signature Credit Card, which has a joining fee of ₹5,000 plus GST.

Question 3

What is the annual fee for the Adani One ICICI Bank Platinum Credit Card, and can it be waived?

Accepted Answer

The annual fee for the Adani One ICICI Bank Platinum Credit Card is ₹750 plus applicable GST. Yes, the annual fee can be waived for the following year if you spend ₹3 lakh or more in the current calendar year. This makes the card effectively free if you meet the minimum spending requirement, offering excellent value for regular spenders who can leverage the card's benefits.

Question 4

What is the minimum spending requirement to enjoy benefits and annual fee waiver?

Accepted Answer

To enjoy the annual fee waiver on the Adani One ICICI Bank Platinum Credit Card, you need to meet a minimum spending requirement of ₹3 lakh in a calendar year. Additionally, to earn the welcome flight voucher worth ₹2,000, you must spend ₹10,000 within 60 days of card activation. For Porter services, you get up to 4 complimentary Porter services in a year for every ₹1 lakh spent annually.

Question 5

What types of rewards can I earn with the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

With the Adani One ICICI Bank Platinum Credit Card, you earn Adani Reward Points on various spends. You earn 3 points per ₹100 on Adani One ecosystem spends (such as Adani-managed airports, Trainman, Adani Gas, Adani Electricity, and more), 1.5 points per ₹100 on international spends, and 1 point per ₹100 on domestic spends. Reward points are credited to your Adani OneApp in the form of Adani OneApp Rewards at the end of every billing cycle.

Question 6

How do I activate my Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

You can activate your Adani One ICICI Bank Platinum Credit Card by following the instructions provided in the welcome kit you receive after card issuance. Alternatively, you can activate it by logging into the ICICI Bank iMobile app or through Internet Banking. Once activated, make sure to spend ₹10,000 within 60 days of activation to be eligible for the welcome flight voucher worth ₹2,000.

Question 7

Who is eligible for the welcome flight voucher on the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

To be eligible for the welcome flight voucher worth ₹2,000, you must have paid your joining or annual fee and completed spends of ₹10,000 (excluding joining or annual fee, interest, or bank levies) within 60 days of card activation. Customers who have availed the card without paying the joining or annual fee are ineligible for the flight voucher. Ensure your spending meets these criteria to claim this welcome benefit.

Question 8

What are the travel and airport benefits offered with the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

The Adani One ICICI Bank Platinum Credit Card offers a range of travel and airport benefits including: 2 complimentary domestic airport lounge accesses per quarter, 8 premium lounge upgrades annually, 2 Valet Parking instances annually, 2 premium car parking services on card activation, and up to 4 Porter services in a year for every ₹1 lakh spent annually. These benefits are available at Adani-managed airports, making travel significantly more convenient and comfortable.

Question 9

What are the eligibility criteria for the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

To be eligible for the Adani One ICICI Bank Platinum Credit Card, you must be an Indian citizen aged 21 years or above. For salaried individuals, a minimum monthly income of ₹20,000 is required. For self-employed individuals, a minimum annual income of ₹2,40,000 is required. You will also need to submit standard documentation including identity proof, address proof, and income proof, though no physical documents are required for the online application.

Question 10

What documents are required to apply for the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

To apply for the Adani One ICICI Bank Platinum Credit Card, you need to provide the following documents: Identity Proof (such as Aadhaar, PAN card, or passport), Address Proof (such as utility bills, Aadhaar, or passport), and Income Proof (such as salary slips for salaried individuals or IT returns for self-employed applicants). The good news is that no physical documents are required — the entire process can be completed digitally online through ICICI Bank's website or iMobile app.

Question 11

What entertainment discounts does the Adani One ICICI Bank Platinum Credit Card offer?

Accepted Answer

The Adani One ICICI Bank Platinum Credit Card offers 25% off, up to ₹100 discount, on movie tickets twice per month through INOX and BookMyShow. This means you can enjoy regular savings on entertainment throughout the year. These monthly discounts make it a great card for movie enthusiasts looking to combine lifestyle perks with travel benefits, helping you get more value from your everyday spending beyond just travel-related expenses.

Question 12

What is the fuel surcharge waiver benefit on the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

The Adani One ICICI Bank Platinum Credit Card offers a 1% fuel surcharge waiver on all fuel transactions at any fuel outlet across India. This waiver is available up to ₹4,000 annually, which can result in meaningful savings for frequent drivers. Unlike some cards that restrict the fuel waiver to specific petrol station networks, this benefit is applicable at all fuel outlets, giving you flexibility in where you refuel.

Question 13

What forex markup fee applies on international transactions with the Adani One ICICI Bank Platinum Credit Card?

Accepted Answer

The Adani One ICICI Bank Platinum Credit Card charges a forex markup fee of 3.5% on all international transactions. This fee is applied whenever you make purchases in a foreign currency. While the card does offer a higher reward rate of 1.5 points per ₹100 on international spends, the 3.5% forex markup is relatively high compared to some travel-focused cards in the market. For frequent international travellers, this is an important cost to factor in.

Question 14

What interest charges apply if I only pay the minimum due or withdraw cash from an ATM?

Accepted Answer

If you only pay the minimum amount due on your Adani One ICICI Bank Platinum Credit Card, an interest rate of 3.75% per month will be charged on the outstanding balance. The same interest rate of 3.75% per month applies to ATM cash withdrawals from the date of the transaction. Late payment fees range from ₹100 to ₹1,300 depending on the outstanding amount. It is strongly recommended to pay your full bill each month to avoid these charges.

Question 15

How do I redeem my Adani One reward points earned on the Platinum Credit Card?

Accepted Answer

Reward points earned on the Adani One ICICI Bank Platinum Credit Card are automatically credited to your Adani OneApp account in the form of Adani OneApp Rewards at the end of each billing cycle. To redeem your points, simply log in to the Adani OneApp, where you can use your accumulated rewards for bookings and purchases within the Adani ecosystem, including flights, airport services, utility payments, and more. Make sure your Adani OneApp account is linked to your credit card for seamless rewards transfer.

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