Emeralde

The ICICI Bank Emeralde Credit Card is designed for those who appreciate the finer things in life, offering a premium suite of benefits tailored to luxury lifestyle seekers, frequent travellers, and golf enthusiasts. Cardholders enjoy unlimited complimentary access to both domestic and international airport lounges, with Priority Pass membership granting entry to over 1,400 lounges across 145 countries. For travel bookings, the card waives cancellation charges on domestic flights and hotel reservations twice a year, up to ₹12,000, and applies a reduced 2% forex markup on international transactions. Beyond travel, the Emeralde Credit Card rewards entertainment and leisure generously. A Buy One Get One offer through BookMyShow provides up to ₹750 off a second movie ticket, available four times monthly. Golf enthusiasts can enjoy up to four complimentary rounds or lessons each month based on eligible spends. American Express Cardholders also receive a ₹5,000 TATA CLiQ shopping voucher as a birthday benefit. Reward points are earned at 4 points per ₹100 on domestic and international spends, redeemable across travel, shopping, electronics, and lifestyle categories. Additional perks include a 1% fuel surcharge waiver, air accident insurance coverage of up to ₹3 crore, and a 24x7 concierge service. The annual fee of ₹12,000 is waivable upon spending over ₹10 lakh in a year.