Amazon Pay ICICI Bank

The Amazon Pay ICICI Bank Credit Card is a lifetime-free rewards card with no joining fee and no annual fee, designed to deliver unlimited, never-expiring reward points on every purchase. Prime members earn 5% reward points on Amazon.in purchases, while non-prime members earn 3%. Cardholders also earn 2% reward points at 100+ Amazon Pay partner merchants and 1% on all other spends. Rewards are automatically converted into Amazon Pay balance at the end of each billing cycle, making redemption effortless for any Amazon or Amazon Pay purchase. Beyond its rewards structure, the card offers practical everyday benefits including a low international forex markup of just 1.99%, a 1% fuel surcharge waiver on all fuel purchases, and 3 months no-cost EMI on eligible Amazon.in transactions. The seamless integration with Amazon accounts means earnings are credited directly as Amazon Pay balance within two working days after each billing cycle closes. This card is best suited for Amazon Prime members, frequent Amazon shoppers, and anyone seeking a zero-fee card with strong cashback potential. Its invite-only programme, combined with a straightforward rewards system and wide partner merchant network, makes it a compelling choice for those who regularly shop within the Amazon ecosystem.