Corporate Platinum Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

0
Business
Rewards
Travel
Best For: Corporate employees and businesses managing employee expenses, Frequent business travelers, Companies seeking expense management and spend control tools

Corporate Platinum Credit Card

Rewards Structure

Base Reward Rate

0% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹5,000 /monthly

Points Validity

24 Months

Pros

  • High reward points on every transaction
  • 2 complimentary airport lounge accesses per quarter
  • Fuel surcharge waiver up to Rs. 3500 per year
  • Railway surcharge waiver on IRCTC transactions
  • Up to 48 days interest-free credit period
  • Free SMS and email transaction alerts
  • Free card replacement
  • Dedicated Service Manager
  • Comprehensive expense management and employee spend tracking
  • Accepted by over 10 million merchants globally
  • Consolidated billing for all employee cards

Cons

  • Fuel and railway surcharge waivers applicable only on Paid Annual Fee Variant
  • Cash withdrawal feature is not active on the card
  • Card is specifically meant for official/corporate use
  • Reward redemption only via customer service desk call

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Fuel surcharge waiver restricted to transactions between Rs. 500 and Rs. 3000

Fuel and railway surcharge waivers only available on Paid Annual Fee Variant

Personal spends on corporate card must be settled between employee and company

Key Benefits & Features

Railway surcharge waiver on IRCTC website and Indian Railways Booking Counters. Max waiver Rs. 500 per calendar year. Applicable on Paid Annual Fee Variant only.

Up to 48 days interest-free credit period on fund utilization.

Free SMS and email alerts on all transactions.

Free card replacement in case of damage, loss or theft.

Expense management with vendor-wise tracking, employee spend analysis, and statistical data for budgeting.

Reward points redeemable every quarter via customer service desk; cash rebate given through demand draft.

Eligibility Criteria

Occupation

SALARIED

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Corporate Platinum Credit Card

The Kotak Corporate Platinum Credit Card is designed to give businesses and their employees a privileged banking experience, combining high reward-earning potential with powerful expense management tools. Cardholders earn reward points on every transaction, which can be redeemed quarterly through a simple call to the customer service desk, with cash rebates issued via demand draft. The card also offers fuel and railway surcharge waivers, along with complimentary airport lounge access through the Visa program, providing two visits per calendar quarter for the primary cardholder. For companies, the card delivers exceptional control over employee spending, enabling monitoring of expenditure patterns, budget management, and vendor-wise tracking. Corporations assign an overall company limit and decide individual employee card limits based on hierarchy or designation. Consolidated billing means only a single payment is required for all employee cards, eliminating individual reimbursements and cash advance processes entirely. Additional benefits include up to 48 days of interest-free credit, real-time SMS and email transaction alerts, free card replacement, and a dedicated service manager for personalized support. A Program Administrator serves as a single point of contact between the company and Kotak Bank, ensuring streamlined communication. Accepted by over 10 million merchants globally, this Visa card is built to support seamless, hassle-free business travel and corporate spending worldwide.

Expert Review

Our Verdict

Corporate card for businesses with reward points, lounge access, fuel & railway surcharge waivers, and expense managemen

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