
Joining Fee
Free
Annual Fee
Rs. 0 + Taxes
Corporate Platinum Credit Card
Rewards Structure
Base Reward Rate
0% on spends
Point Value
1 Point = ₹0.25
Earning Cap
₹5,000 /monthly
Points Validity
24 Months
Pros
- High reward points on every transaction
- 2 complimentary airport lounge accesses per quarter
- Fuel surcharge waiver up to Rs. 3500 per year
- Railway surcharge waiver on IRCTC transactions
- Up to 48 days interest-free credit period
- Free SMS and email transaction alerts
- Free card replacement
- Dedicated Service Manager
- Comprehensive expense management and employee spend tracking
- Accepted by over 10 million merchants globally
- Consolidated billing for all employee cards
Cons
- Fuel and railway surcharge waivers applicable only on Paid Annual Fee Variant
- Cash withdrawal feature is not active on the card
- Card is specifically meant for official/corporate use
- Reward redemption only via customer service desk call
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Fuel surcharge waiver restricted to transactions between Rs. 500 and Rs. 3000
Fuel and railway surcharge waivers only available on Paid Annual Fee Variant
Personal spends on corporate card must be settled between employee and company
Key Benefits & Features
Railway surcharge waiver on IRCTC website and Indian Railways Booking Counters. Max waiver Rs. 500 per calendar year. Applicable on Paid Annual Fee Variant only.
Up to 48 days interest-free credit period on fund utilization.
Free SMS and email alerts on all transactions.
Free card replacement in case of damage, loss or theft.
Expense management with vendor-wise tracking, employee spend analysis, and statistical data for budgeting.
Reward points redeemable every quarter via customer service desk; cash rebate given through demand draft.
Eligibility Criteria
Occupation
About Corporate Platinum Credit Card
The Kotak Corporate Platinum Credit Card is designed to give businesses and their employees a privileged banking experience, combining high reward-earning potential with powerful expense management tools. Cardholders earn reward points on every transaction, which can be redeemed quarterly through a simple call to the customer service desk, with cash rebates issued via demand draft. The card also offers fuel and railway surcharge waivers, along with complimentary airport lounge access through the Visa program, providing two visits per calendar quarter for the primary cardholder. For companies, the card delivers exceptional control over employee spending, enabling monitoring of expenditure patterns, budget management, and vendor-wise tracking. Corporations assign an overall company limit and decide individual employee card limits based on hierarchy or designation. Consolidated billing means only a single payment is required for all employee cards, eliminating individual reimbursements and cash advance processes entirely. Additional benefits include up to 48 days of interest-free credit, real-time SMS and email transaction alerts, free card replacement, and a dedicated service manager for personalized support. A Program Administrator serves as a single point of contact between the company and Kotak Bank, ensuring streamlined communication. Accepted by over 10 million merchants globally, this Visa card is built to support seamless, hassle-free business travel and corporate spending worldwide.
Our Verdict
Corporate card for businesses with reward points, lounge access, fuel & railway surcharge waivers, and expense managemen
Frequently Asked QuestionsAbout Corporate Platinum Credit Card
OTHERWhy should I select a Kotak Corporate Platinum Credit Card?
APPLICATIONWhere can I get the application form for the Corporate Platinum Credit Card and where do I submit it?
USAGECan I use the Corporate Platinum Credit Card for personal expenses?
USAGEIs the cash withdrawal feature active on the Corporate Platinum Credit Card?
APPLICATIONHow do I check the status of my Corporate Platinum Credit Card application?
REWARDSHow can I redeem the reward points earned on the Corporate Platinum Credit Card?
BENEFITSWhat is the fuel surcharge waiver benefit on the Corporate Platinum Credit Card?
BENEFITSWhat is the railway surcharge waiver benefit on this card?
BENEFITSHow many complimentary airport lounge accesses does the Corporate Platinum Credit Card offer?
FEESWhat are the fees and charges for the Corporate Platinum Credit Card?
BENEFITSHow does the Corporate Platinum Credit Card help companies manage employee expenses?
INTERNATIONALIs the Corporate Platinum Credit Card accepted internationally?
FEESWhat is the interest-free credit period offered on the Corporate Platinum Credit Card?
BENEFITSWhat support services are available for Corporate Platinum Credit Card holders?
OTHERIs there a charge for replacing a lost or damaged Corporate Platinum Credit Card?
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