Visa Imperio

The Federal Bank Visa Imperio Credit Card is thoughtfully designed for families seeking maximum value from their everyday spending. Built around a distinctive 3-2-1 rewards structure, cardholders earn 3x reward points on healthcare and grocery purchases, 2x points on utility bill payments such as electricity, gas, and mobile bills, and 1x points on all other spends. This tiered system ensures that the categories families spend on most translate into meaningful rewards. New cardholders are welcomed with an Amazon Pay e-voucher worth Rs. 400 on a minimum spend of Rs. 5,000 within the first 30 days. Ongoing lifestyle benefits include Buy One Get One offers on INOX movie tickets once every quarter, complimentary BigBasket vouchers on quarterly spends of Rs. 50,000, and fabulous dining discounts of up to 15% at partner hotels through the FedDelights program. Additionally, cardholders enjoy a 1% fuel surcharge waiver at all fuel stations across India and complimentary domestic lounge access upon spending Rs. 40,000 or more in a quarter. As a lifetime-free card with no joining or annual membership fee, the Visa Imperio also provides access to a broad range of Visa offers spanning travel, dining, shopping, entertainment, and lifestyle categories, making it a versatile and rewarding companion for the modern Indian family.