Visa Signet

The Federal Bank Visa Signet Credit Card is a lifetime-free card designed for young, energetic individuals who enjoy spending on gadgets, apparel, and entertainment. With zero joining fee and zero annual membership fee, it offers exceptional value from the moment you sign up. New cardholders are welcomed with an Amazon Pay e-Voucher worth ₹500 on a minimum spend of ₹3,000 within the first 30 days, making it an attractive choice for those stepping into the world of credit cards. At the heart of the Visa Signet is its personalised 3-2-1 rewards structure, where cardholders earn 3x reward points on Electronics and Apparel purchases, 2x points on Entertainment spends, and 1x points on all other categories. This accelerated rewards system ensures that everyday spending translates into meaningful benefits. Cardholders also gain access to ongoing cashback offers across various brands through Visa Deals and Offers. The card further rewards consistent spenders with complimentary domestic lounge access for quarterly spends of ₹20,000 or more, along with Buy One Get One offers on INOX movie tickets once a quarter and complimentary Swiggy vouchers on qualifying quarterly spends. A competitive dynamic Annual Percentage Rate starting from 0.69% per month, based on the cardholder's banking relationship, rounds out an impressive and well-rounded card proposition.