Zenith Credit Card

The AU Small Finance Bank Zenith Credit Card is a premium lifestyle card designed for those who expect more from every spend. Tailored for frequent international travelers, dining enthusiasts, and lifestyle spenders, this Visa card combines meaningful rewards with practical travel benefits and a lower foreign currency mark-up fee of just 1.99%, making it an ideal companion for cross-border transactions. Cardholders earn up to 5x Reward Points on dining at standalone restaurants, international transactions, and grocery and departmental store spends, along with 3x points on most other retail categories. Every quarter, members enjoy 2 complimentary domestic and international airport lounge accesses, while a 24x7 Global Concierge Service takes care of travel bookings, dining reservations, and leisure arrangements. Additional perks include birthday bonus points of up to 2,500, a 1% fuel surcharge waiver, purchase protection of up to ₹50,000, an air accident cover of ₹2 crore, and credit shield coverage of up to ₹15 lakhs. Exclusive curated offers through Visa partnerships, including stays at ITC Hotels and Elivaas luxury villas, complimentary Meet and Greet services at major airports, and access to the premium DinewithVisa dining program, add further distinction to the card. With a joining and annual fee of ₹7,999, fee waivers are available based on qualifying spends, making the Zenith Credit Card a rewarding choice for premium lifestyle seekers.