Altura Plus Credit Card

The AU Small Finance Bank Altura Plus Credit Card is designed for individuals who want to maximise rewards across both online and offline spending. Built on the RuPay network with a joining and annual fee of ₹499, the card delivers meaningful value through a combination of cashback, reward points, and lifestyle benefits that cater to everyday spending habits. Cardholders earn 1.5% cashback on offline retail spends and 2X Reward Points on all online transactions, along with 1 Reward Point per ₹100 on offline spends once the cashback limit is reached. A monthly milestone bonus of 500 Reward Points is awarded when retail spends reach ₹20,000 or more in a calendar month. For frequent travellers, the card offers 8 complimentary railway lounge accesses per year, while commuters benefit from a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at fuel stations across India. Beyond rewards, the Altura Plus Credit Card includes a complimentary electronic device protection plan covering mobile and electronic purchases, along with card liability cover against fraudulent transactions. Contactless payments are supported for amounts up to ₹5,000, and Xpress EMI options are available on transactions of ₹2,000 or more. Add-on cards can be issued at no additional cost, making this card a well-rounded choice for offline shoppers, online buyers, and daily commuters alike.