AU Small Finance Bank Credit Cards

AU Small Finance Bank is a Jaipur-headquartered bank that converted from an NBFC in 2017, and one of the few small finance banks issuing credit cards.

It entered the market late and competes on configurability rather than scale: its flagship card lets the holder switch individual reward features on and off for a billing cycle, which is unusual anywhere in the market. The range is small but covers everyday cashback, online spends and a premium travel tier, and the bank leans on digital onboarding rather than on a large branch footprint.