LIT Credit Card

The AU LIT Credit Card is India's first customisable credit card, designed to give cardholders complete control over the benefits they pay for. Rather than a fixed set of features, users can select, switch on or off, and pay only for the benefits they actually use, with features starting at just ₹49 per quarter. This flexible, pay-per-use model allows cardholders to save up to seven times the amount they spend on features, with potential benefits worth up to ₹24,000 per quarter. The card offers a wide range of selectable benefits tailored to different lifestyles. Cardholders can earn up to 10x reward points on domestic and international transactions, enjoy cashback on groceries and apparel, and activate a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000. Travel perks include up to two complimentary domestic airport lounge visits per quarter, while entertainment enthusiasts can unlock three-month memberships for ZEE5 and Amazon Prime. A ₹200 Amazon Pay e-gift voucher is also available as an add-on feature. Built for budget-conscious and lifestyle-driven consumers alike, the AU LIT Credit Card also prioritises financial security, offering card liability protection of up to ₹1.5 lakh against fraudulent transactions, counterfeit, skimming, and online fraud, making it a versatile and secure choice for everyday spending.