HSBC Bank Credit Cards

HSBC is one of the world's largest banking groups, and operates in India as a foreign bank with a deliberately small, premium-leaning branch network.

Its Indian card range is short — a handful of cards covering cashback, everyday rewards and travel — and the benefits are weighted towards customers who already hold a banking relationship with the bank. Global reach is the differentiator: lounge access, foreign currency handling and overseas offers are stronger than the size of the portfolio suggests, which suits frequent international travellers more than domestic reward maximisers.