HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card is a no-fee rewards card designed for everyday spenders who want maximum value across travel, lifestyle, and fuel expenses. With zero joining and annual fees, cardholders can enjoy a rich set of benefits without any upfront cost. As a welcome gift, new cardholders can earn 2,000 reward points by downloading the HSBC India Mobile Banking app and spending INR5,000 within the first 30 days, plus receive a complimentary 3-month Swiggy One membership upon card activation. The card rewards everyday spending with 2 reward points for every INR150 spent, and up to 6 times the points on hotels, flights, and car rentals booked through Travel with Points. Points can be instantly converted into air miles with Air India, Etihad Airways, British Airways, and Singapore Airlines. Fuel spenders benefit from a surcharge waiver on transactions between INR400 and INR4,000 per month, plus INR250 cashback per quarter on contactless fuel payments. As a Visa Signature card, it also unlocks exclusive lifestyle perks, including a complimentary 12-month Times Prime subscription, complimentary flight seat selections on domestic MakeMyTrip bookings, 15% cashback on hotel stays via MakeMyTrip, and access to eVIP privileges at The Bicester Collection Villages. Additional protections include zero liability coverage up to INR3,00,000 for lost card misuse and emergency card replacement worldwide.