HSBC TravelOne Credit Card

The HSBC TravelOne Credit Card is designed for travellers who want instant, flexible rewards every time they spend. As HSBC's first credit card to offer instant redemptions, cardholders can convert reward points to air miles or hotel points at a 1:1 ratio directly within the HSBC India Mobile Banking app, with access to an extensive selection of major airline and hotel partners. New cardholders can earn welcome benefits including INR1,000 cashback, an INR3,000 PostCard voucher, and a 3-month EazyDiner Prime Membership upon meeting initial spend requirements. The card rewards travel spending generously, offering 4 reward points per INR100 on flights, travel aggregators, and foreign currency transactions, and 2 reward points per INR100 on all other purchases with no cap. Additional perks include 6 domestic and 4 international airport lounge visits annually, 4 complimentary chauffeur-driven airport transfers per year, complimentary golf rounds, and up to USD20,000 in purchase protection. Cardholders also enjoy meaningful savings on travel bookings, with 15% off flights and holidays through platforms like Yatra, EaseMyTrip, Paytm Travel, and ClearTrip, plus up to 20% off at select duty-free stores. The card carries a joining and annual fee of INR4,999, waived if annual spending exceeds INR800,000, and is available on the Mastercard World platform.