HSBC RuPay Platinum Credit Card

The HSBC RuPay Platinum Credit Card is a no-fee card designed for everyday spending, offering a seamless blend of rewards, UPI convenience, and exclusive partner discounts. With no joining or annual fees, cardholders earn 2 Reward Points for every INR150 spent, which can be instantly converted to air miles and hotel loyalty points through the HSBC India Mobile Banking app. The card also supports UPI integration, allowing users to link it to HSBC SimplyPay or other UPI apps for quick, secure payments via QR codes, mobile numbers, or virtual payment addresses. Beyond rewards, the card delivers meaningful savings through a fuel surcharge waiver of up to INR3,000 annually and exclusive partner offers. Cardholders enjoy 12% off at Myntra every Sunday, 10% off on Swiggy Instamart orders, 5% off on Paytm bill payments, and discounts of up to INR6,000 on Cleartrip bookings. International usability is powered by the JCB network, enabling transactions across 160 countries and regions. New cardholders are welcomed with an INR500 cashback offer upon spending INR5,000 within the first 30 days, an INR250 Amazon eGift Voucher for online applicants completing Video KYC, and a complimentary two-month EazyDiner membership. This card is ideal for UPI users, first-time cardholders, online shoppers, and frequent fuel spenders seeking everyday value without annual costs.