Visa Signature Credit Card

The HDFC Bank Visa Signature Credit Card is a premium credit card designed for cardholders seeking exclusive travel, lifestyle, and rewards benefits. Although new applications are no longer being accepted, existing customers continue to enjoy the full range of privileges this card has to offer. Cardholders earn 2 Reward Points for every ₹150 spent, with the flexibility to view and redeem points through a single, unified card management platform. The card also supports up to 3 free add-on cards for family members. Notable lifestyle benefits include savings of up to ₹8,300 annually on lounge access through Priority Pass, along with fuel savings for regular commuters. An interest-free credit period of up to 50 days from the date of purchase adds further financial flexibility. On the safety and convenience front, the card features EMV Chip technology for protection against unauthorised use, zero liability on fraudulent transactions when reported promptly to HDFC Bank's 24/7 Call Centre, and contactless payment capability at retail outlets. The annual fee is waived for first-year spends of ₹15,000 within the first 90 days, and the renewal fee is waived upon spending ₹75,000 in a year, making it a rewarding option for loyal, high-spending customers.