Joining Fee

₹10,000

Annual Fee

Rs. 10000 (Reversed on annual spends of Rs. 5 Lakhs)

Forex Markup

2% + GST

INTERNATIONAL

HDFC Bank

Lifestyle

Travel

Rewards

Best For: Frequent international travelers, High spenders seeking lifestyle and travel benefits, Golf enthusiasts, Customers who value premium lounge access

Diners Club Black Credit Card

Rewards Structure

Base Reward Rate

3.33% on spends

Point Value

1 Point = ₹0.5

Pros

Unlimited lounge access for primary and add-on cardholders at 1,300+ lounges globally
6 complimentary golf games per quarter
Complimentary annual memberships including Club Marriott, Amazon Prime, Times Prime and more
Up to 10X reward points on SmartBuy hotel and flight bookings
Renewal fee waived on annual spends of INR 5 lakh
Low foreign currency markup of 2%
2X reward points on weekend dining

Cons

High joining and annual fee of INR 10,000
Card sourcing has been stopped; not available for new applicants
Reward points redeemable for products/vouchers at only INR 0.50 per point
Reward points cover only up to 70% of flight/hotel booking value

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points redeemable for flights/hotels only up to 70% of booking value; remaining must be paid by card

Card is no longer available for new applicants

Cashback redemption value is only INR 0.30 per reward point

Foreign currency charges billed on subsequent statement within 60 days from date of visit

Key Benefits & Features

Earn up to 10X Reward Points on hotels and flight bookings on SmartBuy.

Earn 2X Reward Points on Weekend Dining at participating restaurants.

Up to 50 days of interest-free credit from the date of purchase.

Eligibility Criteria

Official Terms & Conditions

These details are based on information updated on 6 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About Diners Club Black Credit Card

The HDFC Bank Diners Club Black Credit Card is a premium lifestyle and travel card designed for high spenders who seek exclusive rewards and world-class privileges. With a joining and annual membership fee of ₹10,000 (waivable on annual spends of ₹5 lakh), cardholders gain access to an impressive suite of benefits that cater to frequent travelers, dining enthusiasts, and golf aficionados. At the heart of its travel benefits, the card offers unlimited lounge access to over 1,300 lounges across India and internationally for both primary and add-on cardholders. Golf enthusiasts enjoy 6 complimentary games every quarter at premier courses worldwide. On the rewards front, cardholders earn 5 reward points per ₹150 spent, with up to 10X points on hotel and flight bookings via SmartBuy, and 2X points on weekend dining at participating restaurants. The card also delivers strong lifestyle value through complimentary annual memberships to Club Marriott, Times Prime, Amazon Prime, Swiggy One, and MMT BLACK upon meeting spend thresholds. Milestone benefits include vouchers worth ₹500 from popular brands like Tata Cliq, Uber, BookMyShow, and Cult.Fit. Additional features such as SmartEMI, contactless payments, a low 2% foreign currency markup, and seamless card management via the MyCards platform make this a comprehensive premium credit card. Please note that new sourcing for this card has been discontinued; existing customers continue to enjoy all benefits.

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