All Miles Credit Card

The HDFC Bank All Miles Credit Card is a rewards-focused credit card designed for those who love to earn points on everyday spending, particularly on travel, dining, and shopping. Please note that sourcing of this card has been stopped, though existing customers continue to enjoy its full range of benefits. The card offers an attractive rewards structure, including 3X Reward Points for every ₹150 spent, with 2X Reward Points specifically on hotel bookings, mobile recharges, and shopping. Cardholders also benefit from a 1% fuel surcharge waiver on fuel transactions and up to 50 days of revolving credit at a nominal interest rate. The card is enabled for contactless payments at retail outlets, and EMV Chip Card technology provides protection against unauthorised use, complemented by zero lost card liability on fraudulent transactions when reported promptly. On the fees front, the first-year membership is free if ₹15,000 is spent within the first 90 days, and renewal is complimentary upon spending ₹1,00,000 annually. Cash withdrawals carry a 2.5% fee with a minimum of ₹500, and a finance charge of 3.49% per month applies. Overall, the All Miles Credit Card is best suited for frequent travellers, hotel bookers, mobile recharge users, and active shoppers seeking meaningful rewards on their daily expenditure.