Titanium Edge Credit Card

The HDFC Bank Titanium Edge Credit Card is designed for existing cardholders seeking everyday rewards, cashback, and fuel savings. Please note that new applications for this card are no longer being accepted; however, current cardholders continue to enjoy its full range of benefits. The card delivers solid value through its reward points program, offering 2 Reward Points for every ₹150 spent, with 50% more Reward Points on dining expenses. Accumulated points can be redeemed for cashback against outstanding credit card balances, with 100 Reward Points equating to ₹10. Cardholders also benefit from a 100% fuel surcharge waiver, capped at ₹250 per statement cycle, making it a practical choice for regular commuters. Additional financial flexibility comes in the form of up to 50 interest-free credit days from the date of purchase and revolving credit at a nominal interest rate. Security and convenience are well covered, with EMV Chip technology guarding against unauthorized use and zero liability on lost or stolen cards when reported promptly. The card supports contactless payments and integrates seamlessly with PayZapp, unlocking extra cashback and reward points on utility bills, mobile recharges, and shopping across 200-plus brands. Annual fee waivers are also available upon meeting a minimum annual spend of ₹50,000.