MyFinCards
Superia Credit Card

Joining Fee

Free

Annual Fee

Rs. 1000 (Reversed on annual spends of Rs. 0.75 Lakhs)

HDFC Bank
Travel
Lifestyle
Rewards
Best For: Frequent travellers, Airline miles enthusiasts, Dining at premium restaurants

Superia Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.7

Points Validity

24 Months

Pros

  • Complimentary Priority Pass Membership
  • 1% fuel surcharge waiver
  • 50% extra reward points on dining at premium restaurants
  • AirMiles conversion with 20+ international airlines
  • Renewal fee waiver on ₹75,000 annual spend
  • Welcome and renewal benefit of 1000 Reward Points
  • Up to 50 days interest-free credit

Cons

  • Sourcing of this card has been stopped; no new applications accepted
  • Reward points expire after 2 years
  • 2.5% fee (minimum ₹500) on cash withdrawals
  • 3.49% monthly interest on outstanding amounts

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points expire after 2 years of accumulation

Fuel surcharge waiver capped at ₹500 per billing cycle

PayZapp CashBack benefits require linking card to PayZapp app

Key Benefits & Features

Convert Reward Points into AirMiles with 20+ international airlines via KrisFlyer by Singapore Airlines. Save up to ₹8,000 by converting Reward Points into vouchers for domestic airlines.

Up to 50 days interest-free credit from date of purchase.

EMV Chip Card technology for protection against unauthorised use.

Notable Exclusions

Card is discontinued; no new applications accepted. Existing customers continue to enjoy benefits.

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About Superia Credit Card

The HDFC Bank Superia Credit Card is a premium offering designed for frequent travellers and lifestyle enthusiasts who seek meaningful rewards on every spend. Cardholders earn 3 Reward Points for every ₹150 spent, with 50% additional Reward Points on dining at select premium restaurants. New members receive 1,000 Reward Points as a welcome benefit, and the same benefit is extended annually upon renewal. The card also includes a complimentary Priority Pass Membership and a 1% fuel surcharge waiver on transactions of ₹400 or more, capped at ₹500 per billing cycle. Where the Superia Credit Card truly stands out is in its travel redemption options. Reward Points can be converted into AirMiles redeemable with over 20 international airlines through KrisFlyer by Singapore Airlines, or used to save up to ₹8,000 via domestic airline vouchers. Points can also be redeemed for gifts from an exclusive rewards catalogue. Linking the card to PayZapp unlocks additional cashback on utility bills, mobile recharges, and shopping across 200+ brands. The card carries an annual membership fee of ₹1,000, which is waived upon annual spends of ₹75,000 or more. Cardholders also enjoy up to 50 days of interest-free credit and EMV Chip Card protection against unauthorised use. Please note that new applications for this card are no longer being accepted.

Expert Review

Our Verdict

Premium travel card with airline miles conversion, Priority Pass, and fuel waiver for frequent flyers.

Frequently Asked QuestionsAbout Superia Credit Card

USAGEHow to use the Superia Airline Credit Card?
To use an HDFC Bank Superia Airline Credit Card, simply swipe or insert the card at the payment terminal when making a purchase. You can also use it for online transactions by entering the card details. Earn reward points on every transaction, which can be redeemed for airline tickets, hotel stays, retail and online shopping, fuel purchases, and bill payments.
BENEFITSWhat are the benefits of the Superia Airline Credit Card?
The Superia Airline Credit Card provides various benefits, such as reward points on every spend, the ability to convert reward points into airline miles or vouchers, complimentary Priority Pass Membership, fuel surcharge waiver, and zero liability on lost cards.
OTHERWhat is the Superia Airline Credit Card?
The Superia Airline Credit Card is a premium Credit Card offered by HDFC Bank, specially designed for frequent travellers. It offers exclusive travel benefits, dining privileges, reward points, and much more.
FEESIs the Superia Airline Credit Card free?
The Superia Airline Credit Card comes with an annual fee of ₹1,000 plus applicable taxes. However, you can get the first year's membership for free by spending ₹15,000 within the first 90 days. The renewal fee can be waived off by spending ₹75,000 or more in a year.
APPLICATIONHow to apply for the Superia Airline Credit Card?
HDFC Bank is currently not accepting new applications for the Superia Airline Credit Card as sourcing of this card has been stopped. However, existing customers will continue to enjoy all card benefits. You can explore a range of other HDFC Bank credit cards that may suit your needs by visiting the HDFC Bank credit cards page.
REWARDSHow many reward points do I earn on the Superia Credit Card?
You earn 3 Reward Points for every ₹150 spent using the Superia Credit Card. Additionally, you get 50% more Reward Points on dining expenses at select premium restaurants. You also receive 1,000 Reward Points as a welcome benefit upon card issuance and 1,000 Reward Points as a renewal benefit every year.
REWARDSWhat is the value of reward points and how can I redeem them?
1 Reward Point equals 0.7 AirMiles. You can redeem reward points in multiple ways: convert them into AirMiles with 20+ international airlines via KrisFlyer by Singapore Airlines, save up to ₹8,000 by converting points into domestic airline vouchers, or redeem them for gifts from the exclusive rewards catalogue at the applicable redemption rate.
REWARDSDo reward points expire on the Superia Credit Card?
Yes, unredeemed Reward Points on the HDFC Bank Superia Credit Card will expire or lapse after 2 years from the date of accumulation. It is advisable to redeem your points before they expire to ensure you get the maximum value from them. You can view and redeem your points easily through the HDFC Bank app or NetBanking portal.
BENEFITSWhat is the fuel surcharge waiver on the Superia Credit Card?
The Superia Credit Card offers a 1% fuel surcharge waiver on a minimum fuel transaction of ₹400. The maximum waiver is capped at ₹500 per billing cycle. This benefit helps frequent drivers save on fuel costs throughout the year.
FEESWhat are the fees and charges on cash withdrawals using the Superia Credit Card?
A cash withdrawal fee of 2.5% of the withdrawn amount, with a minimum charge of ₹500, is applicable on all cash withdrawals made using the HDFC Bank Superia Credit Card. Additionally, interest at the rate of 3.49% per month will be charged on any outstanding amount carried forward beyond the bill's due date. It is advisable to use cash withdrawals only when necessary.
FEESWhat is the annual fee for the Superia Credit Card and how can it be waived?
The Superia Credit Card carries a membership renewal fee of ₹1,000 plus applicable taxes per year. This renewal fee can be waived off if you achieve annual spends of ₹75,000 or more on your card. Additionally, you receive 1,000 Reward Points as a renewal benefit every year upon fee payment.
USAGEWhat is the interest-free credit period on the Superia Credit Card?
The HDFC Bank Superia Credit Card offers up to 50 days of interest-free credit from the date of purchase. This benefit is subject to the timely submission of the charge by the merchant and full payment of the outstanding amount by the due date. Any amount carried forward beyond the due date will attract an interest rate of 3.49% per month.
BENEFITSWhat additional benefits does the Superia Credit Card offer through PayZapp?
By linking your HDFC Bank Superia Credit Card on PayZapp, you can earn additional CashBack along with regular card Reward Points on utility bills, mobile recharges, and more. You can also get ₹1,000 CashBack on in-app shopping across 200+ brands. PayZapp also offers a secure 'Swipe to Pay' feature that lets you pay without the hassle of OTPs.
USAGEIs the Superia Credit Card safe to use for transactions?
Yes, the HDFC Bank Superia Credit Card is equipped with EMV Chip Card technology, which protects you against unauthorised use when shopping anywhere. The card also offers zero liability on lost cards, meaning you are protected against fraudulent transactions if you report the loss promptly to HDFC Bank.
OTHERCan I still use my Superia Credit Card if I am an existing customer?
Yes, if you are an existing Superia Credit Card holder, you can continue to enjoy all the card's benefits and features without any disruption. While HDFC Bank has stopped issuing new Superia Credit Cards and is not accepting new applications, existing customers will continue to have access to all reward points, travel benefits, dining privileges, fuel surcharge waivers, and other features associated with the card.

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