Joining Fee
Free
Annual Fee
Rs. 1000 (Reversed on annual spends of Rs. 0.75 Lakhs)
Late Payment Charges
3.49% of the outstanding amount
Superia Credit Card
Rewards Structure
Base Reward Rate
2% on spends
Point Value
1 Point = ₹0.7
Points Validity
24 Months
Pros
- Complimentary Priority Pass Membership
- 1% fuel surcharge waiver
- 50% extra reward points on dining at premium restaurants
- AirMiles conversion with 20+ international airlines
- Renewal fee waiver on ₹75,000 annual spend
- Welcome and renewal benefit of 1000 Reward Points
- Up to 50 days interest-free credit
Cons
- Sourcing of this card has been stopped; no new applications accepted
- Reward points expire after 2 years
- 2.5% fee (minimum ₹500) on cash withdrawals
- 3.49% monthly interest on outstanding amounts
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Reward points expire after 2 years of accumulation
Fuel surcharge waiver capped at ₹500 per billing cycle
PayZapp CashBack benefits require linking card to PayZapp app
Key Benefits & Features
Convert Reward Points into AirMiles with 20+ international airlines via KrisFlyer by Singapore Airlines. Save up to ₹8,000 by converting Reward Points into vouchers for domestic airlines.
Up to 50 days interest-free credit from date of purchase.
EMV Chip Card technology for protection against unauthorised use.
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Superia Credit Card
The HDFC Bank Superia Credit Card is a premium offering designed for frequent travellers and lifestyle enthusiasts who seek meaningful rewards on every spend. Cardholders earn 3 Reward Points for every ₹150 spent, with 50% additional Reward Points on dining at select premium restaurants. New members receive 1,000 Reward Points as a welcome benefit, and the same benefit is extended annually upon renewal. The card also includes a complimentary Priority Pass Membership and a 1% fuel surcharge waiver on transactions of ₹400 or more, capped at ₹500 per billing cycle. Where the Superia Credit Card truly stands out is in its travel redemption options. Reward Points can be converted into AirMiles redeemable with over 20 international airlines through KrisFlyer by Singapore Airlines, or used to save up to ₹8,000 via domestic airline vouchers. Points can also be redeemed for gifts from an exclusive rewards catalogue. Linking the card to PayZapp unlocks additional cashback on utility bills, mobile recharges, and shopping across 200+ brands. The card carries an annual membership fee of ₹1,000, which is waived upon annual spends of ₹75,000 or more. Cardholders also enjoy up to 50 days of interest-free credit and EMV Chip Card protection against unauthorised use. Please note that new applications for this card are no longer being accepted.
Our Verdict
Premium travel card with airline miles conversion, Priority Pass, and fuel waiver for frequent flyers.
Related Travel Cards
Explore other premium credit cards that offer similar benefits and rewards.
811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application
ACE Credit Card
Detailed benefits inside
AXIS BANK MAGNUS Credit Card
Choose a voucher worth ₹12,500
5X EDGE REWARD Points on spends via Travel EDGE
More from HDFC Bank
Discover the full range of credit cards offered by HDFC Bank to find the perfect fit for your finances.
All Miles Credit Card
Contactless Payments enabled at retail outlets
50-day revolving credit available at a nominal interest rate
Bharat Credit Card
Up to 50 days interest-free credit from date of purchase
EMV Chip Card technology for protection against unauthorised use
Diners Club Black Credit Card
Earn up to 10X Reward Points on hotels and flight bookings on SmartBuy.
Earn 2X Reward Points on Weekend Dining at participating restaurants.