Joining Fee
₹500
Annual Fee
Rs. 500 (Reversed on annual spends of Rs. 0.5 Lakhs)
Solitaire Credit Card
Rewards Structure
Base Reward Rate
2% on spends
Point Value
1 Point = ₹0.2
Earning Cap
₹5,000 /statement_cycle
Pros
- 50% more Reward Points on dining and grocery expenses
- Milestone vouchers worth ₹1,000 on ₹75,000 spend in 6 months
- 1% fuel surcharge waiver up to ₹250 per statement cycle
- ₹1,000 CashBack on PayZapp in-app shopping
- Up to 50 days interest-free credit
- Low annual fee of ₹500
Cons
- Card sourcing has been stopped; no new applications accepted
- High monthly interest rate of 3.6% (43.2% annually) on outstanding balance
- Fuel surcharge waiver capped at ₹250 per statement cycle
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Annual fee waiver requires ₹50,000 spend within a year
Milestone voucher limited to 2 per year
Interest rate increases to 3.6% per month (43.2% annually) effective September 1, 2020
Key Benefits & Features
EMV Chip Card technology for protection against unauthorised use.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Solitaire Credit Card
The HDFC Bank Solitaire Credit Card is a lifestyle and rewards credit card designed for everyday spenders who want to maximize value on dining, grocery, and utility purchases. Please note that new applications for this card are no longer accepted; however, existing cardholders continue to enjoy all its benefits. The card earns 3 Reward Points for every ₹150 spent, with a generous 50% bonus points on dining and grocery transactions. Cardholders can redeem every 100 Reward Points as ₹20 cashback against their outstanding balance. For milestone spenders, crossing ₹75,000 in spends within 6 months unlocks a ₹1,000 Gift Voucher, with up to 2 such vouchers available annually. Additionally, a 1% fuel surcharge waiver applies on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle. Linking the card to PayZapp enhances its value further, offering ₹1,000 cashback on in-app shopping across 200+ brands, along with additional rewards on utility bills and mobile recharges. The card carries an annual fee of ₹500 plus GST, which is waived for the following year upon spending ₹50,000. Cardholders also benefit from up to 50 days of interest-free credit and EMV Chip Card technology for secure transactions.
Our Verdict
Premium lifestyle card with reward points, dining bonuses, milestone vouchers & fuel waiver for existing customers.
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