Shoppers Stop HDFC Bank Credit Card

The Shoppers Stop HDFC Bank Credit Card is a RuPay-powered shopping card designed for frequent Shoppers Stop enthusiasts and lifestyle shoppers seeking meaningful rewards on their retail spending. With a modest joining and annual fee of just ₹299, the card delivers strong value through its core benefit of 3% Reward Points on every Shoppers Stop purchase. New cardholders are welcomed with a ₹500 Shoppers Stop voucher and a complimentary Shoppers Stop Silver Edge membership worth ₹350, making the entry experience rewarding from day one. Beyond the store-specific perks, the card offers weekend shopping benefits worth ₹2,000 on single purchases of ₹15,000 or more at Shoppers Stop, along with 1% Reward Points on all non-Shoppers Stop spends including groceries, dining, hotels, and flights. A 1% fuel surcharge waiver adds further everyday utility. Reward Points are valued at ₹1 each when redeemed against Shoppers Stop vouchers, with a validity of two years. The card also includes practical banking features such as up to 50 interest-free credit days, SmartEMI conversion for large purchases over 9 to 36 months, revolving credit facility, and contactless payment capability. UPI compatibility via RuPay allows scan-and-pay transactions, while the MyCards platform enables seamless card management. Overall, the card can deliver estimated annual savings of up to ₹26,850 based on typical spending patterns.