Platinum Plus Credit Card

The HDFC Bank Platinum Plus Credit Card is a feature-rich rewards card designed for existing cardholders seeking value on their everyday spending. Please note that new applications for this card are no longer being accepted; however, current cardholders continue to enjoy all associated benefits and privileges. At its core, the card delivers a solid rewards experience, earning 4 Reward Points for every ₹150 spent. For higher spenders, a compelling milestone benefit kicks in when monthly spending crosses ₹50,000, unlocking 50% additional Reward Points on every ₹150 spent thereafter. Cardholders also benefit from up to 50 interest-free credit days from the date of purchase and the option to add up to 3 free add-on cards for family members. The card integrates seamlessly with HDFC Bank's PayZapp platform, where linking the card enables additional cashback on utility bills, mobile recharges, and shopping across 200-plus in-app brands, including a ₹1,000 cashback offer. Card management is handled through a single unified interface that allows easy tracking of spends and reward point redemption. A monthly interest rate of 3.49% applies to outstanding balances carried beyond the due date, and cash withdrawals attract a 2.5% fee with a minimum charge of ₹500.