Platinum Edge Credit Card

The HDFC Bank Platinum Edge Credit Card is a feature-rich Visa credit card designed for everyday spenders who enjoy dining, fuel savings, and rewarding cashback benefits. Although new applications are no longer being accepted, existing cardholders continue to enjoy the full suite of benefits this card has to offer. At its core, the card rewards cardholders with 2 Reward Points for every ₹150 spent, with 50% additional reward points earned at premium restaurants. Points can be redeemed for exciting gifts, air miles, or converted into CashBack to offset outstanding balances. On the fuel front, cardholders benefit from a monthly surcharge waiver of up to ₹250, translating to savings of up to ₹1,800 annually. Additional CashBack and reward points can be earned on utility bills, mobile recharges, and shopping across 200+ brands through PayZapp. The card also offers up to 50 days of interest-free credit from the date of purchase and revolving credit at nominal interest rates. Security is ensured through EMV Chip Card technology, protecting against unauthorised transactions. Cardholders who spend ₹50,000 or more annually can have their renewal fee waived, making the Platinum Edge Credit Card a practical and rewarding choice for those who already hold it.