PhonePe HDFC Bank Uno Credit Card

Joining Fee

₹500

Annual Fee

Rs. 500 + Taxes

Cashback

PhonePe HDFC Bank Uno Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹1,000 /monthly

Key Benefits & Features

Detailed benefits inside

About PhonePe HDFC Bank Uno Credit Card

The PhonePe HDFC Bank Uno Credit Card is a co-branded digital credit card offered through a partnership between PhonePe and HDFC Bank. As part of HDFC Bank's curated selection of digital credit cards, the Uno is positioned within the bank's broader digital card category, reflecting the growing demand for payment solutions that integrate seamlessly with modern digital platforms and UPI-based ecosystems. This card is designed for digitally savvy consumers who frequently use the PhonePe platform for their everyday transactions, payments, and financial needs. By combining PhonePe's widespread digital payment network with HDFC Bank's robust credit card infrastructure, the Uno card aims to deliver a convenient and rewarding experience for users who prefer managing their finances through mobile-first solutions. As a co-branded offering listed alongside other digital cards such as the PIXEL Play, PIXEL Go, and HDFC Bank UPI RuPay Credit Card, the PhonePe HDFC Bank Uno Credit Card represents HDFC Bank's commitment to partnering with leading fintech platforms to serve a new generation of cardholders. While detailed fee structures and specific reward rates were not outlined in the available content, the card is clearly positioned as an accessible, digitally integrated credit solution suited to frequent PhonePe users looking for credit card benefits within their preferred payment environment.

Frequently Asked QuestionsAbout PhonePe HDFC Bank Uno Credit Card

OTHERWhat is the PhonePe HDFC Bank Uno Credit Card?
The PhonePe HDFC Bank Uno Credit Card is a co-branded digital credit card offered by HDFC Bank in partnership with PhonePe. It is designed for users who frequently use the PhonePe platform for their transactions and is listed under HDFC Bank's digital credit card category. The card combines the convenience of digital payments with credit card benefits, making it suitable for everyday digital spenders.
FEESIs there a joining fee for the PhonePe HDFC Bank Uno Credit Card?
The PhonePe HDFC Bank Uno Credit Card does not have a standard joining fee as per available information. However, fees and charges are subject to change at HDFC Bank's discretion. It is recommended to visit the official HDFC Bank website or contact HDFC Bank customer care directly to confirm the latest fee structure before applying for the card.
FEESWhat is the annual fee for the PhonePe HDFC Bank Uno Credit Card?
The annual fee details for the PhonePe HDFC Bank Uno Credit Card are not explicitly listed in the current available information. Typically, HDFC Bank may waive the annual fee based on annual spending milestones. Please visit the official HDFC Bank credit card portal or speak with a bank representative to get accurate and up-to-date information regarding the annual fee applicable to this card.
ELIGIBILITYWho is eligible to apply for the PhonePe HDFC Bank Uno Credit Card?
Eligibility criteria for the PhonePe HDFC Bank Uno Credit Card generally include being an Indian resident with a minimum age requirement (typically 21 years for primary cardholders), having a steady source of income, and meeting HDFC Bank's internal credit assessment standards. Both salaried and self-employed individuals may be eligible. For precise eligibility requirements including minimum income criteria, please check with HDFC Bank directly.
BENEFITSWhat rewards or benefits does the PhonePe HDFC Bank Uno Credit Card offer?
The PhonePe HDFC Bank Uno Credit Card is designed to offer benefits tailored to PhonePe users, potentially including cashback or reward points on PhonePe transactions, everyday spends, and partner merchant purchases. As a co-branded digital card, it is likely to provide enhanced rewards for digital transactions. For a complete and detailed list of benefits, visit the official HDFC Bank or PhonePe website.
APPLICATIONHow can I apply for the PhonePe HDFC Bank Uno Credit Card?
You can apply for the PhonePe HDFC Bank Uno Credit Card online through the HDFC Bank official website by filling out the Credit Card Application Form, or via the HDFC Bank mobile app. You may also apply through the PhonePe app if the option is available. Additionally, you can visit your nearest HDFC Bank branch or contact HDFC Bank customer care for assistance with the application process.
DOCUMENTSWhat documents are required to apply for the PhonePe HDFC Bank Uno Credit Card?
Typically, the documents required to apply for the PhonePe HDFC Bank Uno Credit Card include: a valid identity proof (Aadhaar, PAN card, passport), address proof (utility bill, Aadhaar), income proof (latest salary slips, Form 16, or bank statements for salaried individuals; ITR for self-employed), and a recent passport-sized photograph. The specific document requirements may vary, so it is advisable to confirm with HDFC Bank before applying.
APPLICATIONCan I track my PhonePe HDFC Bank Uno Credit Card application status?
Yes, you can track the status of your PhonePe HDFC Bank Uno Credit Card application online through the HDFC Bank website. HDFC Bank provides a 'Track Your Application Status' option under its credit card services section. You can use your application reference number or registered mobile number to check the current status of your application at any time.
USAGEHow do I activate my PhonePe HDFC Bank Uno Credit Card after receiving it?
Once you receive your PhonePe HDFC Bank Uno Credit Card, you can activate it through multiple channels: via the HDFC Bank NetBanking portal, through the HDFC Bank mobile app (MyCards), by calling the HDFC Bank credit card customer care helpline, or through the Credit Card Portal available on the HDFC Bank website. You will also need to set your credit card PIN before using it for transactions.
USAGEHow do I redeem reward points earned on the PhonePe HDFC Bank Uno Credit Card?
Reward points earned on the PhonePe HDFC Bank Uno Credit Card can typically be redeemed through the HDFC Bank SmartBuy portal, the HDFC Bank NetBanking portal, or via the PhonePe app depending on the program structure. Redemption options may include cashback, gift vouchers, flight/hotel bookings, or statement credit. Log in to your HDFC Bank account and visit the 'Claim Your Rewards Points' section to explore redemption options.
INTERNATIONALCan I use the PhonePe HDFC Bank Uno Credit Card for international transactions?
The PhonePe HDFC Bank Uno Credit Card can generally be used for international transactions at merchants that accept the card's payment network. However, a foreign currency markup fee typically applies on international transactions made with HDFC Bank credit cards. The exact forex markup percentage for this card is not currently specified. It is advisable to confirm international usage charges with HDFC Bank before traveling abroad.
CANCELLATIONHow do I block my PhonePe HDFC Bank Uno Credit Card if it is lost or stolen?
If your PhonePe HDFC Bank Uno Credit Card is lost or stolen, you can block it immediately through several options: using the HDFC Bank mobile app, logging into HDFC Bank NetBanking and selecting 'Block My Credit Card', calling the HDFC Bank 24/7 customer care helpline, or using the 'Set Your Card Control' feature. It is important to report a lost or stolen card as soon as possible to prevent unauthorized transactions.
USAGEHow can I enhance my credit limit on the PhonePe HDFC Bank Uno Credit Card?
You can request a credit limit enhancement on your PhonePe HDFC Bank Uno Credit Card through the HDFC Bank NetBanking portal, the MyCards app, or by contacting HDFC Bank customer care. HDFC Bank evaluates credit limit enhancement requests based on your repayment history, credit score, income, and overall credit profile. Maintaining a good repayment track record and a healthy credit score improves your chances of getting a higher credit limit.
CANCELLATIONHow do I cancel or close my PhonePe HDFC Bank Uno Credit Card?
To cancel or close your PhonePe HDFC Bank Uno Credit Card, you can contact HDFC Bank customer care via the toll-free helpline, write to HDFC Bank's credit card division, or visit your nearest HDFC Bank branch. Before cancellation, ensure all outstanding dues are cleared and any pending reward points are redeemed. HDFC Bank may also request written confirmation for the closure request. Once closed, the card cannot be reactivated.
BENEFITSDoes the PhonePe HDFC Bank Uno Credit Card offer an EMI facility?
Yes, like most HDFC Bank credit cards, the PhonePe HDFC Bank Uno Credit Card is likely to offer an EMI (Equated Monthly Installment) facility on large purchases. HDFC Bank provides SmartEMI and EasyEMI options that allow cardholders to convert high-value transactions into manageable monthly installments. You can also opt for a Loan on Credit Card feature. Please check with HDFC Bank for specific EMI terms, interest rates, and eligible merchants for this card.

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