Millennia Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 + Taxes

Cashback

Millennia Credit Card

Key Benefits & Features

Detailed benefits inside

About Millennia Credit Card

The HDFC Bank Millennia Credit Card is positioned as a standout offering within HDFC Bank's diverse credit card portfolio, specifically highlighted as a digital-focused card under the bank's Digital Credit Cards category. The card is designed to cater to the needs of modern, digitally-savvy consumers who seek rewarding everyday experiences and cashback benefits through their spending habits. As part of HDFC Bank's carefully curated card lineup, the Millennia Credit Card sits alongside other popular options such as the MoneyBack+ Credit Card and the Freedom Credit Card, reinforcing its place as a strong choice for cardholders who prioritize value on routine purchases. The bank also provides a dedicated Millennia Credit Card Savings Calculator, allowing prospective applicants to estimate the tangible financial benefits they can earn, further underscoring the card's cashback-oriented appeal. The HDFC Bank Millennia Credit Card is backed by the extensive support infrastructure of one of India's leading private sector banks, offering cardholders access to a wide range of self-service tools including card activation, PIN management, reward point redemption, credit limit enhancement, and card control settings. This combination of rewarding features and robust banking support makes the Millennia Credit Card a compelling option for everyday spenders looking to maximize value from their transactions.

Frequently Asked QuestionsAbout Millennia Credit Card

OTHERWhat is the HDFC Bank Millennia Credit Card?
The HDFC Bank Millennia Credit Card is a cashback-focused credit card designed for everyday spending. It is marketed as 'The Best CashBack Credit Card' and is part of HDFC Bank's Digital Credit Cards category. It is ideal for millennials and digital-savvy individuals who want to earn cashback on their regular purchases including online shopping, dining, and more.
ELIGIBILITYWhat are the eligibility criteria for the Millennia Credit Card?
To apply for the HDFC Bank Millennia Credit Card, you must be a resident Indian with a valid source of income. Generally, applicants should be between 21 and 60 years of age for salaried individuals and up to 65 years for self-employed individuals. A minimum income threshold is required, and you must have a good credit score. Please visit the HDFC Bank website or contact customer care for the latest eligibility criteria.
FEESWhat are the joining and annual fees for the Millennia Credit Card?
The HDFC Bank Millennia Credit Card comes with a joining fee and an annual fee. The annual fee may be waived if you meet a specified annual spending threshold within the card year. For the most up-to-date fee structure, please visit the official HDFC Bank Millennia Credit Card page or contact HDFC Bank customer support. Fee waivers are subject to the bank's terms and conditions.
REWARDSWhat cashback and rewards can I earn with the Millennia Credit Card?
The HDFC Bank Millennia Credit Card is designed as a cashback credit card, offering CashBack rewards on eligible transactions. Cardholders typically earn cashback on categories such as online shopping, dining, groceries, and more. Cashback is usually credited as CashPoints which can be redeemed against the card's outstanding balance. The exact cashback rates and eligible categories are subject to HDFC Bank's terms and conditions.
APPLICATIONHow can I apply for the HDFC Bank Millennia Credit Card?
You can apply for the HDFC Bank Millennia Credit Card through multiple channels: visit the official HDFC Bank website and use the 'Apply For Credit Card' online option, visit your nearest HDFC Bank branch, or apply through the HDFC Bank mobile app. You may also check for pre-approved offers via NetBanking or the Xpressway portal. The application process is quick and typically requires basic personal, income, and identity details.
DOCUMENTSWhat documents are required to apply for the Millennia Credit Card?
To apply for the HDFC Bank Millennia Credit Card, you will typically need the following documents: a valid photo identity proof (Aadhaar, PAN card, passport, or voter ID), address proof, recent passport-size photographs, and income proof such as the latest salary slips or IT returns for salaried and self-employed individuals respectively. PAN card is mandatory for all credit card applications as per RBI guidelines.
APPLICATIONHow can I track my Millennia Credit Card application status?
You can track your HDFC Bank Millennia Credit Card application status through the official HDFC Bank website under the 'Track Your Application Status' section available in the Credit Card help menu. Additionally, you can use the HDFC Bank mobile app or contact customer care. The bank also provides updates via SMS and email registered during the application process.
USAGEHow do I activate my Millennia Credit Card?
Once you receive your HDFC Bank Millennia Credit Card, you can activate it through the HDFC Bank website under 'Activate your Credit Card,' via the HDFC Bank mobile app, through NetBanking, or by calling the HDFC Bank customer care helpline. You will also need to set your Credit Card PIN, which can be done through the same channels or at an HDFC Bank ATM.
USAGEHow do I redeem CashBack or reward points earned on the Millennia Credit Card?
CashBack or CashPoints earned on the HDFC Bank Millennia Credit Card can be redeemed through the HDFC Bank SmartBuy portal, NetBanking, or the HDFC Bank mobile app. Points can typically be redeemed against your card's outstanding balance, for gift vouchers, products, or travel bookings. You can also use the 'Claim Your Rewards Points' option available in the Credit Card help section on the HDFC Bank website.
INTERNATIONALCan I use the Millennia Credit Card for international transactions?
Yes, the HDFC Bank Millennia Credit Card can be used for international transactions wherever Visa/Mastercard is accepted. Foreign currency transactions attract a forex markup fee as per HDFC Bank's schedule of charges. It is advisable to check the applicable forex markup rate before using the card abroad. You can also manage your card controls, including enabling/disabling international usage, via the 'Set Your Card Control' feature on the HDFC Bank platform.
CANCELLATIONHow do I block my Millennia Credit Card if it is lost or stolen?
If your HDFC Bank Millennia Credit Card is lost or stolen, you should immediately block it to prevent unauthorized usage. You can block your card through the HDFC Bank website using the 'Block My Credit Card' option, via the HDFC Bank mobile app, through NetBanking, by calling HDFC Bank's 24x7 customer care helpline, or via WhatsApp Banking. Acting quickly helps protect your account from fraudulent transactions.
BENEFITSHow can I enhance or increase the credit limit on my Millennia Credit Card?
Eligible HDFC Bank Millennia Credit Cardholders can request a credit limit enhancement through the HDFC Bank website under 'Enhance Your Credit Limit' in the Credit Card help section, via NetBanking, the HDFC Bank mobile app, or by contacting customer care. Credit limit increases are subject to the bank's internal assessment based on your credit history, income, and repayment behavior.
BENEFITSWhat offers and deals are available on the Millennia Credit Card?
HDFC Bank Millennia Credit Cardholders can access a wide range of exclusive offers through the HDFC Bank SmartBuy portal, Just for You offers, Travel & Stays deals, Shopping discounts, and Instant Vouchers. These offers cover categories such as electronics, dining, travel, entertainment, and more. The Millennia Savings Calculator on the HDFC Bank website can help you estimate the savings and benefits you can earn with the card.
CANCELLATIONHow do I cancel or close my Millennia Credit Card?
To cancel your HDFC Bank Millennia Credit Card, you can contact HDFC Bank customer care via phone banking, visit your nearest HDFC Bank branch, or submit a request through NetBanking. Before cancellation, ensure all outstanding dues are cleared and any pending reward points or cashback are redeemed. Post cancellation, destroy the physical card securely. HDFC Bank may require a written request in some cases.
USAGEHow do I manage my Millennia Credit Card account online?
You can manage your HDFC Bank Millennia Credit Card through the HDFC Bank Credit Card Portal, NetBanking, the HDFC Bank mobile app (MyCards), or via WhatsApp Banking. Key account management options include viewing statements, paying bills, setting card controls, resetting your PIN, adding nominees, updating contact details, and redeeming rewards. The 'Manage Your Credit Card' section on the HDFC Bank website provides a comprehensive set of self-service tools.

Related Cashback Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Cashback cards

More from HDFC Bank

Discover the full range of credit cards offered by HDFC Bank to find the perfect fit for your finances.

View all HDFC Bank cards