Doctors Superia Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 + Taxes

Rewards
Lifestyle
Best For: Medical professionals/doctors

Doctors Superia Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.667

Points Validity

24 Months

Pros

  • Professional negligence insurance up to ₹20 Lakh
  • Unlimited airport lounge access for primary and add-on members
  • 50% more reward points on dining
  • Air miles redemption on 20+ international airlines
  • 1% fuel surcharge waiver

Cons

  • Card sourcing has been stopped; not available for new applicants
  • Reward points expire after 2 years
  • Transactions below ₹150 do not accrue reward points
  • Cash advance and fees do not earn reward points

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

50% extra dining points only on Restaurant MCC; Hotel MCC not eligible

Fuel surcharge waiver capped at ₹250 per statement cycle

Professional negligence insurance deductible of ₹25,000 per claim

Reward points valid only for 2 years from date of accumulation

Key Benefits & Features

Zero lost card liability on reporting loss to 24-hour call centre

Redeem Reward Points for air miles on 20+ international airlines or major domestic airlines (100 AirMiles = 667 Reward Points)

Up to 50 interest-free days from date of purchase

Eligibility Criteria

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

Aadhaar Card
PAN Card

ADDRESS Proof

Latest utility bill
Passport

INCOME Proof

Latest salary slips (for salaried individuals)
Income tax returns (for self-employed individuals)

Notable Exclusions

Cash advances, fees, and other charges do not accrue reward pointsTransaction amounts less than ₹150 do not earn reward points50% extra reward points not applicable on Hotel MCC transactions, only Restaurant MCC

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Doctors Superia Credit Card

The HDFC Bank Doctors Superia Credit Card is a Visa credit card exclusively designed for medical professionals, offering a tailored suite of rewards and benefits suited to their unique lifestyle and professional needs. Please note that new sourcing of this card has been stopped; however, existing cardholders continue to enjoy all associated benefits. Cardholders earn 3 Reward Points for every Rs. 150 spent, with 50% additional reward points on dining transactions. Welcome and annual benefits include 1,000 Reward Points on joining and 1,000 Reward Points every year. Reward Points can be redeemed for air miles across more than 20 international airlines or major domestic airlines, as well as for gifts from an exclusive rewards catalogue. The card also provides a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 at fuel stations across India, with a maximum waiver of Rs. 250 per statement cycle. A standout feature of this card is its professional indemnity insurance, offering protection of up to Rs. 20 Lakh against costs arising from professional negligence, including bodily injury or patient death due to error or omission, along with legal and defence expenses coverage. Additional benefits include zero lost card liability, revolving credit, and up to 50 interest-free days. The joining and annual membership fee is Rs. 1,000.

Expert Review

Our Verdict

Exclusive credit card for doctors with reward points, lounge access, and professional negligence insurance.

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