Doctor's Regalia Credit Card

The Doctor's Regalia Credit Card is an exclusive premium credit card from HDFC Bank, designed specifically for medical professionals. Tailored to meet the unique lifestyle and professional needs of doctors, this card combines world-class travel privileges, rewarding benefits, and specialized insurance coverage into one comprehensive offering. Please note that new sourcing of this card has been discontinued, though existing cardholders continue to enjoy its full suite of benefits. On the travel front, cardholders receive 12 complimentary airport lounge visits per calendar year within India, along with Priority Pass membership that unlocks up to 6 complimentary international lounge accesses annually. The card earns 4 reward points for every ₹150 spent across retail categories including insurance, utilities, education, and rent, with points redeemable against flight bookings, hotel stays, premium products, and curated global experiences. Dining benefits include exclusive Dineout Passport membership with flat 25% off at over 2,000 premium restaurants. What truly distinguishes this card is its professional indemnity insurance, providing coverage of up to ₹20 lakh against claims arising from professional negligence, including legal and defence costs. Additional protections include accidental air death cover of ₹1 crore, emergency overseas hospitalization coverage up to ₹15 lakh, and a credit liability cover of up to ₹9 lakh. The joining and annual fee is ₹2,500, with a fee waiver available upon spending ₹3 lakh within 12 months.