MyFinCards
Diners ClubMiles Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 (Reversed on annual spends of Rs. 1 Lakhs)

HDFC Bank
Travel
Lifestyle
Rewards
Best For: Frequent travelers, Dining enthusiasts, Those seeking travel insurance coverage

Diners ClubMiles Credit Card

Rewards Structure

Base Reward Rate

4% on spends

Point Value

1 Point = ₹1

Earning Cap

₹50,000 /statement_cycle

Pros

  • Earn miles redeemable for flight tickets and hotel stays
  • Cover up to 70% of purchase value with reward redemption
  • 6 complimentary lounge visits annually
  • 15% dining discount at premium restaurants with 1400+ global offers
  • Comprehensive travel and medical insurance
  • Chip-enabled card for secure transactions

Cons

    Key Benefits & Features

    Detailed benefits inside

    Eligibility Criteria

    Age Requirement

    21+ Years

    Occupation

    SALARIEDSELF_EMPLOYED

    Required Documents

    IDENTITY Proof

    PAN Card
    Aadhaar Card
    Official Terms & Conditions

    About Diners ClubMiles Credit Card

    The Diners Club Miles Credit Card from HDFC Bank is a travel-focused credit card operating on the Diners Club network, designed to cater to the needs of frequent travelers and those who enjoy a premium lifestyle. The card is positioned within HDFC Bank's broader portfolio of travel and lifestyle credit cards, sitting alongside other distinguished offerings such as the Diners Club Black Metal Edition and the Diners Club Privilege Credit Card, reflecting a clear commitment to serving discerning cardholders who prioritize travel rewards and experiences. Tailored for frequent travelers, dining enthusiasts, and individuals seeking comprehensive travel insurance coverage, this card brings together the benefits of the globally recognized Diners Club network with rewards structured around miles accumulation. Cardholders can expect a product built around earning travel miles through everyday and lifestyle spending, making it a compelling choice for those who want their purchases to translate into meaningful travel rewards. As part of HDFC Bank's Diners Club lineup, the Miles Credit Card aligns with the bank's philosophy of offering premium, experience-driven financial products. Whether for international travel, fine dining, or lifestyle spending, this card is crafted to complement the habits of those who seek to maximize value from every transaction while enjoying the prestige associated with the Diners Club brand.

    Expert Review

    Our Verdict

    Earn miles on every spend, enjoy lounge access, dining discounts, and comprehensive travel insurance.

    Frequently Asked QuestionsAbout Diners ClubMiles Credit Card

    REWARDSWhat reward points can I earn with the Diners ClubMiles Credit Card?
    You earn 4 Reward Points for every ₹150 spent on the Diners ClubMiles Credit Card. These reward points can be redeemed for flight tickets and hotel stays. Additionally, you earn 1 mile per Reward Point, which can be used for flight and hotel bookings. The card allows you to cover up to 70% of the purchase value through reward redemption, making it a valuable travel rewards card.
    USAGEHow can I redeem my reward points on the Diners ClubMiles Credit Card?
    Reward points earned on the Diners ClubMiles Credit Card can be redeemed for flight tickets and hotel stays. You earn 1 mile per Reward Point, and redemption can cover up to 70% of the purchase value. You can view and redeem your reward points easily through the MyCards platform at the push of a button, without the need for passwords or downloads.
    BENEFITSWhat dining benefits does the Diners ClubMiles Credit Card offer?
    The Diners ClubMiles Credit Card offers a 15% discount at premium restaurants along with access to over 1,400 dining offers globally. This makes it an excellent card for food enthusiasts who dine at premium establishments both in India and abroad. The dining discount is automatically applied at participating restaurants when you pay using your Diners ClubMiles Credit Card.
    BENEFITSHow many complimentary lounge access visits do I get with the Diners ClubMiles Credit Card?
    The Diners ClubMiles Credit Card provides 6 complimentary lounge access visits annually. In addition to lounge access, cardholders also have access to concierge services. These benefits are designed to enhance your travel experience and provide comfort during your journeys at airports across the network.
    BENEFITSWhat insurance benefits are included with the Diners ClubMiles Credit Card?
    The Diners ClubMiles Credit Card comes with comprehensive insurance coverage including: Emergency medical expenses cover up to ₹25 lakh, travel insurance for baggage delay or loss up to ₹50,000, and air accident cover up to ₹1 crore. These insurance benefits provide significant financial protection during travel, making it a comprehensive travel companion for frequent flyers.
    BENEFITSWhat is the credit liability cover offered on the Diners ClubMiles Credit Card?
    The Diners ClubMiles Credit Card offers credit liability cover up to ₹9 lakh. This cover protects you against fraudulent transactions in case your card is lost or stolen. It is important to immediately report the loss or theft of your card to HDFC Bank to ensure you are protected under this credit liability cover.
    OTHERIs the Diners ClubMiles Credit Card still available for new applicants?
    No, sourcing (issuance) of the Diners ClubMiles Credit Card has been stopped. New applications for this card are no longer accepted. However, existing customers who already hold this card will continue to enjoy all the benefits and features associated with it. If you are looking for a similar travel card, you may explore other HDFC Bank credit card options such as the Diners Club Privilege or Diners Club Black Metal Edition.
    USAGEHow can I manage my Diners ClubMiles Credit Card?
    You can manage your Diners ClubMiles Credit Card through the MyCards platform, a mobile-based service that requires no passwords or downloads. Through MyCards, you can activate your card, set up your Card PIN, manage card controls like online spends and contactless transactions, view transactions and download e-statements, check and redeem reward points, and block or re-issue your card conveniently.
    BENEFITSIs the Diners ClubMiles Credit Card chip-enabled?
    Yes, the Diners ClubMiles Credit Card is chip-enabled, ensuring secure transactions. The embedded chip provides an additional layer of security compared to traditional magnetic stripe cards, reducing the risk of card cloning and fraudulent transactions. This makes it safer to use at POS terminals and ATMs both domestically and internationally.
    FEESWhat are the joining and annual fees for the Diners ClubMiles Credit Card?
    Specific joining and annual fee details for the Diners ClubMiles Credit Card are not currently listed, as the card is no longer available for new applicants. Existing cardholders should refer to their card agreement or contact HDFC Bank customer care for the most accurate and up-to-date fee information. You can also check the Fees & Charges section on the HDFC Bank website for detailed information.
    INTERNATIONALCan I use the Diners ClubMiles Credit Card for international transactions?
    Yes, the Diners ClubMiles Credit Card operates on the Diners Club network and can be used for international transactions wherever Diners Club is accepted. The card also provides international travel benefits such as air accident cover, emergency medical expenses cover, and baggage insurance. Please note that foreign currency transactions may attract a forex markup fee. Contact HDFC Bank for specific forex markup details applicable to your card.
    CANCELLATIONHow do I block my Diners ClubMiles Credit Card if it is lost or stolen?
    If your Diners ClubMiles Credit Card is lost or stolen, you can block it immediately through multiple channels: via the MyCards mobile platform, through HDFC Bank NetBanking, by calling HDFC Bank customer care, or by visiting your nearest HDFC Bank branch. It is advisable to block your card immediately to prevent unauthorized usage and to avail of the credit liability cover of up to ₹9 lakh.
    DOCUMENTSWhat documents are required for the Diners ClubMiles Credit Card?
    Since the Diners ClubMiles Credit Card is no longer available for new applicants, new document submissions are not required for applications. However, existing cardholders may need to submit KYC documents such as a valid government-issued photo ID (Aadhaar, PAN card, Passport), proof of address, and income proof for any card-related service requests. Contact HDFC Bank customer care for guidance on specific documentation requirements.
    USAGEHow can I track my spending on the Diners ClubMiles Credit Card?
    You can track all your spending on the Diners ClubMiles Credit Card through the MyCards platform, which provides a simple and unified interface to monitor all your transactions. Additionally, you can download e-statements through MyCards or HDFC Bank NetBanking. The MyCards platform also provides a single interface for Credit Cards, Debit Cards, FASTag, and Consumer Durable Loans, making it easy to manage all your financial products in one place.
    BENEFITSWhat concierge services are available with the Diners ClubMiles Credit Card?
    The Diners ClubMiles Credit Card provides access to concierge services, offering personalized assistance to cardholders. Concierge services typically include assistance with travel bookings, hotel reservations, restaurant recommendations and reservations, event ticketing, and other lifestyle-related requests. These services are available to help make your travel and lifestyle experiences more convenient and enjoyable. Contact HDFC Bank customer care for more details on how to access concierge services.

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