MyFinCards
Diners Club Rewardz Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 (Reversed on annual spends of Rs. 1 Lakhs)

Forex Markup

3% + GST

INTERNATIONAL
HDFC Bank
Rewards
Travel
Lifestyle
Best For: Frequent travelers wanting lounge access, SmartBuy shoppers seeking cashback, Existing cardholders leveraging travel redemptions

Diners Club Rewardz Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.3

Earning Cap

₹15,000 /statement_cycle

Pros

  • 1,000 bonus reward points on activation and renewal
  • Unlimited airport lounge access for primary and add-on members
  • Up to 5% CashBack via SmartBuy
  • Low 3% foreign currency markup
  • Renewal fee waived on annual spends of ₹1 lakh
  • Flexible reward redemption including AirMiles, flights, hotels, vouchers and cashback

Cons

  • Card sourcing has been stopped; no new applications accepted
  • Reward points capped at 15,000 per statement cycle
  • Base reward rate of 3 points per ₹150 is modest
  • AirMile conversion value is low at 0.30 per point

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points capped at 15,000 per statement cycle

Reward points redeemable for only up to 70% of flight and hotel bookings

Card is discontinued; no new issuance

Key Benefits & Features

Detailed benefits inside

Official Terms & Conditions

About Diners Club Rewardz Credit Card

The HDFC Bank Diners Club Rewardz Credit Card is a rewards-focused card designed for those who want to earn and redeem points across travel, lifestyle, and everyday spending. Please note that new applications for this card are no longer being accepted; however, existing cardholders continue to enjoy its full range of benefits. The card offers a generous rewards structure, starting with 1,000 bonus Reward Points upon activation and renewal, plus 3 Reward Points for every ₹150 spent. Cardholders can earn up to 5% cashback on purchases made through HDFC's SmartBuy platform. For international spenders, a competitive foreign currency markup of just 3% adds meaningful value. Reward Points can be redeemed for flight and hotel bookings across 150+ airlines and hotels via hdfcbankdinersclub.com, with 1 Reward Point equating to 0.30 AirMiles through partners such as Jet Airways and Singapore Airlines. Points are also redeemable for catalogue products, vouchers, or cashback, with redemptions covering up to 70% of travel bookings. Beyond rewards, the card includes round-the-clock Global Personal Concierge Service for travel assistance. The joining and annual fee is ₹1,000, though this is waived upon achieving annual spends of ₹1 lakh. Card management is handled conveniently through HDFC's MyCards mobile platform.

Expert Review

Our Verdict

Earn Diners reward points with travel redemptions, concierge service & lounge access at ₹1,000 annual fee.

Frequently Asked QuestionsAbout Diners Club Rewardz Credit Card

OTHERWhat is the Diners Club Rewardz Credit Card?
The Diners Club Rewardz Credit Card is an HDFC Bank credit card that offers unmatched rewards, exclusive benefits, and convenient redemption options. It provides cardholders with reward points on every spend, unlimited airport lounge access, travel benefits, dining privileges, and flexible reward redemption options including AirMiles, flight bookings, hotel stays, vouchers, and cashback. Please note that sourcing of this card has been stopped and new applications are no longer being accepted.
APPLICATIONCan I apply for the Diners Club Rewardz Credit Card?
No, HDFC Bank is currently not accepting new applications for the Diners Club Rewardz Credit Card. Sourcing of this card has been stopped. However, existing customers of this card will continue to enjoy all its benefits. If you are looking for a new credit card, you can explore other available HDFC Bank credit card options on the official HDFC Bank website to find a card that suits your needs.
FEESWhat is the joining and annual fee for the Diners Club Rewardz Credit Card?
The Diners Club Rewardz Credit Card has a joining fee of ₹1,000 plus applicable taxes and an annual renewal membership fee of ₹1,000 plus applicable taxes. However, if you spend ₹1 Lakh or more in a year, the ₹1,000 renewal fee is waived off. This makes it a cost-effective card for those who meet the annual spend threshold.
FEESHow can I get the annual renewal fee waived on the Diners Club Rewardz Credit Card?
You can get the annual renewal fee of ₹1,000 waived off on your Diners Club Rewardz Credit Card by spending ₹1 Lakh or more on the card in the preceding year. Once your annual spends reach or exceed this threshold, the renewal membership fee will be automatically waived for that year, making card ownership effectively free for active spenders.
REWARDSHow many reward points do I earn on the Diners Club Rewardz Credit Card?
With the Diners Club Rewardz Credit Card, you earn 3 Reward Points for every ₹150 spent on the card. Additionally, you receive 1,000 bonus Reward Points on card activation and on each annual renewal. Please note that Reward Points earned are capped at 15,000 points per statement cycle. Reward points can be redeemed across various categories including flights, hotels, vouchers, and cashback.
REWARDSWhat is the value of Reward Points on the Diners Club Rewardz Credit Card?
Reward Points on the Diners Club Rewardz Credit Card can be redeemed at different values depending on the redemption category. For SmartBuy flight and hotel bookings, 1 Reward Point equals ₹0.30. For AirMiles conversion, 1 Reward Point equals 0.30 AirMile. For products catalogue and vouchers, 1 Reward Point is worth up to ₹0.25. For cashback, 1 Reward Point is worth up to ₹0.15.
BENEFITSDoes the Diners Club Rewardz Credit Card offer airport lounge access?
Yes, the Diners Club Rewardz Credit Card provides unlimited airport lounge access to 1,000+ lounges in India for both primary and add-on card members. This is a significant lifestyle benefit of the card, allowing cardholders and their add-on members to enjoy comfortable lounge facilities at airports across the country without any restrictions on the number of visits.
OTHERWhat is the credit limit on the Diners Club Rewardz Credit Card?
The credit limit on your Diners Club Rewardz Credit Card is not fixed and depends on various factors such as your income, credit history, repayment behaviour, and other eligibility criteria evaluated by HDFC Bank. Once your application is approved, you will be notified of your assigned credit limit. For any queries regarding your existing credit limit or limit enhancement, you can reach out to HDFC Bank customer care.
USAGEHow can I redeem Reward Points on the Diners Club Rewardz Credit Card?
You can redeem your Diners Club Rewardz Reward Points through HDFC Bank SmartBuy or NetBanking. Redemption options include booking air tickets and hotels across 150+ airlines and choice of hotels (domestic and international) at www.hdfcbankdinersclub.com, AirMiles conversion with partners like Jet Airways (JPMiles) or Singapore Airlines (KrisFlyer Miles), product catalogues, vouchers, and cashback. You can use Reward Points for up to 70% of flight and hotel bookings on SmartBuy.
INTERNATIONALWhat is the foreign currency markup fee on the Diners Club Rewardz Credit Card?
The Diners Club Rewardz Credit Card charges a relatively low foreign currency markup fee of just 3% on international transactions. This makes it a reasonably competitive option for international spends compared to many other credit cards. The low forex markup helps cardholders save on currency conversion costs when travelling abroad or making purchases in foreign currencies.
REWARDSWhat cashback can I earn through SmartBuy on the Diners Club Rewardz Credit Card?
With the Diners Club Rewardz Credit Card, you can earn up to 5% CashBack on spends made via HDFC Bank SmartBuy. SmartBuy is HDFC Bank's online rewards platform that offers deals across various categories including travel, shopping, dining, and more. This accelerated cashback rate makes SmartBuy a great channel to maximise the value you get from your Diners Club Rewardz Credit Card.
BENEFITSWhat concierge services are available with the Diners Club Rewardz Credit Card?
The Diners Club Rewardz Credit Card offers a 24x7 Global Personal Concierge Service to assist with your travel needs. You can access this service anytime through the dedicated toll-free number: 1800 209 4006. The concierge service is designed to help you with travel planning, bookings, and other personalised assistance, adding a premium lifestyle dimension to your card experience.
USAGEHow can I manage my Diners Club Rewardz Credit Card?
You can manage your Diners Club Rewardz Credit Card through HDFC Bank's MyCards mobile platform. MyCards allows you to activate your card, set up your Card PIN, manage card controls like online spends and contactless transactions, view transactions, download e-statements, check and redeem Reward Points, block or re-issue your card, and apply for or manage add-on cards — all without passwords or app downloads.
REWARDSAre Reward Points capped on the Diners Club Rewardz Credit Card?
Yes, Reward Points earned on the Diners Club Rewardz Credit Card are capped at 15,000 points per statement cycle. This means that regardless of the amount you spend in a given statement cycle, you will not earn more than 15,000 Reward Points in that period. It is advisable to plan your spends accordingly to maximise the value from your card within this cap.
USAGEWhat AirMile partners are available for reward point conversion on the Diners Club Rewardz Credit Card?
The Diners Club Rewardz Credit Card allows you to convert your Reward Points into AirMiles with select airline partners. Currently, the AirMile conversion partners include Jet Airways (JPMiles) and Singapore Airlines (KrisFlyer Miles). The conversion rate is 1 Reward Point = 0.30 AirMile. These AirMiles can then be used for flight redemptions and other benefits offered by the respective airline loyalty programmes.

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