Diners Club Rewardz Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 (Reversed on annual spends of Rs. 1 Lakhs)

Forex Markup

3% + GST

INTERNATIONAL
Rewards
Travel
Lifestyle
Best For: Frequent travelers wanting lounge access, SmartBuy shoppers seeking cashback, Existing cardholders leveraging travel redemptions

Diners Club Rewardz Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.3

Earning Cap

₹15,000 /statement_cycle

Pros

  • 1,000 bonus reward points on activation and renewal
  • Unlimited airport lounge access for primary and add-on members
  • Up to 5% CashBack via SmartBuy
  • Low 3% foreign currency markup
  • Renewal fee waived on annual spends of ₹1 lakh
  • Flexible reward redemption including AirMiles, flights, hotels, vouchers and cashback

Cons

  • Card sourcing has been stopped; no new applications accepted
  • Reward points capped at 15,000 per statement cycle
  • Base reward rate of 3 points per ₹150 is modest
  • AirMile conversion value is low at 0.30 per point

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points capped at 15,000 per statement cycle

Reward points redeemable for only up to 70% of flight and hotel bookings

Card is discontinued; no new issuance

Key Benefits & Features

Detailed benefits inside

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Diners Club Rewardz Credit Card

The HDFC Bank Diners Club Rewardz Credit Card is a rewards-focused card designed for those who want to earn and redeem points across travel, lifestyle, and everyday spending. Please note that new applications for this card are no longer being accepted; however, existing cardholders continue to enjoy its full range of benefits. The card offers a generous rewards structure, starting with 1,000 bonus Reward Points upon activation and renewal, plus 3 Reward Points for every ₹150 spent. Cardholders can earn up to 5% cashback on purchases made through HDFC's SmartBuy platform. For international spenders, a competitive foreign currency markup of just 3% adds meaningful value. Reward Points can be redeemed for flight and hotel bookings across 150+ airlines and hotels via hdfcbankdinersclub.com, with 1 Reward Point equating to 0.30 AirMiles through partners such as Jet Airways and Singapore Airlines. Points are also redeemable for catalogue products, vouchers, or cashback, with redemptions covering up to 70% of travel bookings. Beyond rewards, the card includes round-the-clock Global Personal Concierge Service for travel assistance. The joining and annual fee is ₹1,000, though this is waived upon achieving annual spends of ₹1 lakh. Card management is handled conveniently through HDFC's MyCards mobile platform.

Expert Review

Our Verdict

Earn Diners reward points with travel redemptions, concierge service & lounge access at ₹1,000 annual fee.

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