Joining Fee
₹2,500
Annual Fee
Rs. 2500 (Reversed on annual spends of Rs. 3 Lakhs)
Forex Markup
2% + GST
Late Payment Charges
2.5% of the outstanding amount · Minimum ₹500
Diners Club Premium Credit Card
Rewards Structure
Base Reward Rate
2.67% on spends
Point Value
1 Point = ₹0.5
Earning Cap
₹50,000 /statement_cycle
Pros
- Low foreign currency markup of just 2%
- Generous insurance covers including ₹1 crore accidental air death cover
- Air mile conversion on multiple airlines
- 24x7 concierge service
- Renewal fee waiver on spending ₹3 lakh annually
Cons
- Sourcing of this card has been stopped; no new applications accepted
- Reward points capped at 50,000 per statement cycle
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Reward points capped at 50,000 per statement cycle
Cash advance fee of 2.5% (minimum ₹500)
Interest rate of 3.6% per month on outstanding amounts
Key Benefits & Features
Convert reward points to air miles on Jet Airways, Air India, Singapore Airlines (1 point = 0.50 air mile).
Eligibility Criteria
Occupation
Required Documents
IDENTITY Proof
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Diners Club Premium Credit Card
The HDFC Bank Diners Club Premium Credit Card is a premium lifestyle and travel card designed for discerning individuals who seek exceptional rewards, exclusive privileges, and comprehensive travel benefits. Though new sourcing for this card has been discontinued, existing cardholders continue to enjoy its full suite of benefits. The card comes with a joining and annual fee of Rs. 2,500, with a renewal fee waiver available for those who spend Rs. 3 lakh or more in a year. Cardholders earn 2,500 bonus reward points upon activation and accumulate 4 reward points for every Rs. 150 spent. These points can be redeemed on SmartBuy for flight and hotel bookings, converted to air miles on Jet Airways, Air India, and Singapore Airlines at a rate of 0.50 miles per point, or exchanged for products, vouchers, and cashback. The card also offers a low 2% foreign currency markup, making it an attractive companion for international travel. Beyond rewards, the card delivers strong lifestyle and protection benefits, including 24x7 concierge services for travel reservations, an accidental air death cover of Rs. 1 crore, emergency overseas hospitalisation coverage up to Rs. 25 lakh, baggage delay or loss insurance up to Rs. 50,000, and a credit liability cover of up to Rs. 9 lakh. Card management is further simplified through the MyCards mobile platform.
Our Verdict
Premium Diners card with 4X rewards, air mile conversion, travel insurance & concierge at ₹2,500 annual fee.
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