MyFinCards
Tata Neu Infinity SBI Card

Joining Fee

₹1,499

Annual Fee

Rs. 1499 (Reversed on annual spends of Rs. 3 Lakhs)

Forex Markup

1.99% + GST

INTERNATIONAL
SBI Card
Rewards
Shopping
Lifestyle
Best For: Tata Neu frequent shoppers, International travelers seeking low forex markup, Individuals who spend heavily on Tata brands

Tata Neu Infinity SBI Card

Rewards Structure

Base Reward Rate

1.5% on spends

Point Value

1 Point = ₹1

Pros

  • 5% NeuCoins on Tata Neu App/Website and partner Tata Brands
  • Extra 5% NeuCoins on select categories on Tata Neu
  • Low forex markup of 1.99%
  • Complimentary Priority Pass membership worth $99
  • Annual fee waiver on Rs. 3 Lakh spend
  • 1% fuel surcharge waiver up to Rs. 500 per statement cycle
  • Add-on cards at no extra cost

Cons

  • Domestic lounge access requires Rs. 75,000 spend in previous quarter
  • International lounge visits beyond 4 per year charged up to $27 plus taxes
  • Priority Pass valid for only 2 years and only for primary cardholder
  • Rewards heavily skewed towards Tata ecosystem

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Domestic lounge access is spend-contingent (Rs. 75,000 in previous quarter)

Priority Pass membership valid for 2 years only

NeuCoins capping details available only in Terms and Conditions

MID list for NeuCoins accrual reviewed monthly and subject to change

Key Benefits & Features

Welcome gift of 1,499 NeuCoins credited after realization of joining fee

Balance Transfer on EMI available from other bank credit cards at lower interest rate

Complimentary Priority Pass membership worth $99, valid for 2 years (primary cardholder only)

Eligibility Criteria

Occupation

SALARIEDSELF_EMPLOYEDRETIRED

Required Documents

IDENTITY Proof

PAN Card
Aadhaar Card

Notable Exclusions

Fuel surcharge waiver applicable only on transactions between Rs. 500 and Rs. 4,000; maximum waiver Rs. 500 per statement cyclePriority Pass lounge visits beyond 4 per year charged up to $27 plus applicable taxes on the card

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About Tata Neu Infinity SBI Card

The Tata Neu Infinity SBI Card is a co-branded rewards credit card designed for frequent shoppers within the Tata ecosystem and lifestyle-conscious consumers who want meaningful value back on every rupee spent. Issued on the Visa network with a joining and annual fee of Rs. 1,499, the card delivers a welcome benefit of 1,499 NeuCoins credited upon fee realization, effectively offsetting the first-year cost. Cardholders earn 5% back as NeuCoins on spends at the Tata Neu App, website, and partner Tata Brands, with an additional 5% on select categories, and 1.5% on all other spends including UPI transactions, where 1 NeuCoin equals Re. 1 in savings. Beyond rewards, the card offers a compelling travel proposition with 8 complimentary domestic airport lounge visits per year and 4 international lounge accesses through a complimentary Priority Pass membership worth $99. International spenders benefit from an industry-low foreign currency markup of just 1.99%. A 1% fuel surcharge waiver applies on transactions between Rs. 500 and Rs. 4,000 across petrol pumps nationwide. The annual fee is fully waived on spends of Rs. 3 lakh or more, making this card a rewarding long-term companion for those deeply engaged with Tata's diverse brand portfolio.

Expert Review

Our Verdict

Best for Tata ecosystem shoppers with 5% NeuCoins on Tata Neu & lounge access.

Frequently Asked QuestionsAbout Tata Neu Infinity SBI Card

FEESWhat is the joining fee and annual fee for the Tata Neu Infinity SBI Card?
The Tata Neu Infinity SBI Card has a one-time joining fee of ₹1,499 plus applicable taxes and a renewal fee of ₹1,499 per annum from the second year onwards. Add-on cards are available at no extra cost (Nil add-on fee). You can also get the annual fee waived if your total annual spends reach ₹3 Lakh or more in a renewal cycle.
BENEFITSWhat is the welcome benefit on the Tata Neu Infinity SBI Card?
Upon joining, you receive 1,499 NeuCoins (where 1 NeuCoin = Re. 1 savings) credited to your Tata NeuPass account within 15 days of the realization of the joining fee. These NeuCoins can be redeemed on the Tata Neu App/Website and at partner Tata Brands, effectively offsetting the cost of the joining fee.
REWARDSHow do I earn NeuCoins with the Tata Neu Infinity SBI Card?
You can earn NeuCoins in three ways: (1) 5% back as NeuCoins on non-EMI spends on the Tata Neu App/Website and partner Tata Brands; (2) an extra 5% back as NeuCoins on select category spends on the Tata Neu App/Website; and (3) 1.5% back as NeuCoins on all other spends, including UPI transactions (applicable on the RuPay variant). NeuCoins are auto-credited to your NeuPass account within 7 working days of the monthly statement cycle.
REWARDSWhat is the value of 1 NeuCoin?
1 NeuCoin is equal to Re. 1 in savings. NeuCoins earned on the Tata Neu Infinity SBI Card are credited directly to your Tata NeuPass account and can be redeemed on the Tata Neu App/Website and at partner Tata Brands. This makes it straightforward to calculate the value of your rewards — for example, 500 NeuCoins equals ₹500 in savings.
BENEFITSWhat are the domestic lounge access benefits on this card?
The Tata Neu Infinity SBI Card offers 8 complimentary domestic airport lounge accesses per year (2 per quarter). However, to avail this benefit, you must have achieved a minimum spend of ₹75,000 on your card in the previous quarter. To use the lounge, simply present your Tata Neu Infinity SBI Credit Card at the respective participating domestic airport lounges.
BENEFITSWhat international lounge access benefits does the card offer?
The card provides a complimentary Priority Pass Program membership worth $99, along with 4 complimentary international airport lounge accesses per year (1 per quarter). After exhausting the 4 complimentary visits, a usage fee of up to $27 plus applicable taxes will be charged to your card. The Priority Pass membership is valid for 2 years and is available only to the primary cardholder. Call 1860 180 1290 or 39020202 (with local STD code) to receive your Priority Pass.
FEESIs there an annual fee waiver on the Tata Neu Infinity SBI Card?
Yes, the annual renewal fee of ₹1,499 is waived if your total spends on the card reach ₹3 Lakh or more in the annual spend cycle. The fee reversal is preconditioned on the fee being levied during the renewal cycle. This means consistent cardholders who spend adequately within the Tata ecosystem and beyond can effectively use the card at no annual cost.
BENEFITSWhat is the fuel surcharge waiver benefit on this card?
The Tata Neu Infinity SBI Card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at any petrol pump across India (exclusive of GST and other charges). The maximum fuel surcharge waiver is capped at ₹500 per statement cycle per credit card account. To avail this benefit, ensure your fuel purchase falls within the eligible transaction range of ₹500 to ₹4,000.
INTERNATIONALWhat is the foreign currency markup fee on the Tata Neu Infinity SBI Card?
The Tata Neu Infinity SBI Card offers a low foreign currency markup charge of 1.99% on international usage, which is significantly lower than the standard 3.5% charged by most credit cards. This makes it a cost-effective option for international travelers. You can also withdraw cash from over 1 million Visa ATMs worldwide, giving you easy access to funds when travelling abroad.
BENEFITSCan I add family members to my Tata Neu Infinity SBI Card?
Yes, the Tata Neu Infinity SBI Card allows you to get add-on cards for your family members, including parents, spouse, children, or siblings above the age of 18. The best part is that add-on cards come at no extra annual cost (Nil add-on fee). This lets you empower your family with the same card privileges while managing all expenses under one account.
USAGEHow can I convert large purchases into EMIs using this card?
You can use the Flexipay feature to convert transactions of ₹2,500 or more into easy monthly installments. Simply make the purchase using your Tata Neu Infinity SBI Card, then log in to sbicard.com with your username and password within 30 days of the purchase to convert it into Flexipay. This feature helps you manage large expenses by spreading the cost over manageable monthly payments.
USAGECan I transfer balances from other bank credit cards to the Tata Neu Infinity SBI Card?
Yes, the Tata Neu Infinity SBI Card offers a Balance Transfer on EMI facility. You can transfer the outstanding balance from other banks' credit cards to this card and benefit from a lower rate of interest, repaid in easy EMIs. To avail this service, log on to sbicard.com with your user ID and password. This can help you save money on high-interest dues from other cards.
APPLICATIONHow do I apply for the Tata Neu Infinity SBI Card?
You can apply for the Tata Neu Infinity SBI Card online through the SBI Card official website (sbicard.com) by clicking the 'Apply Now' option. You can also track your application status online after applying. For assistance, you may call the SBI Card helpline at 1860 180 1290 or 39020202 (prefix local STD code). Ensure you have the necessary documents ready, such as identity proof, address proof, and income proof.
REWARDSAre NeuCoins earned on EMI transactions?
No, the 5% NeuCoins reward on spends at the Tata Neu App/Website and partner Tata Brands applies specifically to non-EMI spends. Transactions converted into EMIs are excluded from this higher reward tier. However, you may still earn NeuCoins at the base rate of 1.5% on other eligible spends. Please refer to the Terms and Conditions on sbicard.com for full details on capping and exclusions.
USAGEHow can I pay my utility bills using the Tata Neu Infinity SBI Card?
The Tata Neu Infinity SBI Card comes with an Easy Bill Pay facility that allows you to pay your electricity, telephone, mobile, and other utility bills conveniently. You can set up and manage bill payments through the SBI Card platform. Additionally, you can use the SBI Card Mobile App or log in to sbicard.com to manage and pay your utility bills, making it a hassle-free experience.

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