Tata Neu Infinity SBI Card

Joining Fee

₹1,499

Annual Fee

Rs. 1499 (Reversed on annual spends of Rs. 3 Lakhs)

Forex Markup

1.99% + GST

INTERNATIONAL

Add-on Card Fee

Free per supplementary card

Rewards
Shopping
Lifestyle
Best For: Tata Neu frequent shoppers, International travelers seeking low forex markup, Individuals who spend heavily on Tata brands

Tata Neu Infinity SBI Card

Rewards Structure

Base Reward Rate

1.5% on spends

Point Value

1 Point = ₹1

Pros

  • 5% NeuCoins on Tata Neu App/Website and partner Tata Brands
  • Extra 5% NeuCoins on select categories on Tata Neu
  • Low forex markup of 1.99%
  • Complimentary Priority Pass membership worth $99
  • Annual fee waiver on Rs. 3 Lakh spend
  • 1% fuel surcharge waiver up to Rs. 500 per statement cycle
  • Add-on cards at no extra cost

Cons

  • Domestic lounge access requires Rs. 75,000 spend in previous quarter
  • International lounge visits beyond 4 per year charged up to $27 plus taxes
  • Priority Pass valid for only 2 years and only for primary cardholder
  • Rewards heavily skewed towards Tata ecosystem

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Domestic lounge access is spend-contingent (Rs. 75,000 in previous quarter)

Priority Pass membership valid for 2 years only

NeuCoins capping details available only in Terms and Conditions

MID list for NeuCoins accrual reviewed monthly and subject to change

Key Benefits & Features

Welcome gift of 1,499 NeuCoins credited after realization of joining fee

Balance Transfer on EMI available from other bank credit cards at lower interest rate

Complimentary Priority Pass membership worth $99, valid for 2 years (primary cardholder only)

Eligibility Criteria

Occupation

SALARIEDSELF_EMPLOYEDRETIRED

Required Documents

IDENTITY Proof

PAN Card
Aadhaar Card

Notable Exclusions

Fuel surcharge waiver applicable only on transactions between Rs. 500 and Rs. 4,000; maximum waiver Rs. 500 per statement cyclePriority Pass lounge visits beyond 4 per year charged up to $27 plus applicable taxes on the card

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Tata Neu Infinity SBI Card

The Tata Neu Infinity SBI Card is a co-branded rewards credit card designed for frequent shoppers within the Tata ecosystem and lifestyle-conscious consumers who want meaningful value back on every rupee spent. Issued on the Visa network with a joining and annual fee of Rs. 1,499, the card delivers a welcome benefit of 1,499 NeuCoins credited upon fee realization, effectively offsetting the first-year cost. Cardholders earn 5% back as NeuCoins on spends at the Tata Neu App, website, and partner Tata Brands, with an additional 5% on select categories, and 1.5% on all other spends including UPI transactions, where 1 NeuCoin equals Re. 1 in savings. Beyond rewards, the card offers a compelling travel proposition with 8 complimentary domestic airport lounge visits per year and 4 international lounge accesses through a complimentary Priority Pass membership worth $99. International spenders benefit from an industry-low foreign currency markup of just 1.99%. A 1% fuel surcharge waiver applies on transactions between Rs. 500 and Rs. 4,000 across petrol pumps nationwide. The annual fee is fully waived on spends of Rs. 3 lakh or more, making this card a rewarding long-term companion for those deeply engaged with Tata's diverse brand portfolio.

Expert Review

Our Verdict

Best for Tata ecosystem shoppers with 5% NeuCoins on Tata Neu & lounge access.

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