Joining Fee

₹4,999

Annual Fee

Rs. 4999 + Taxes

Add-on Card Fee

Free per supplementary card

SBI Card

Travel

Rewards

Best For: Frequent Air India flyers, International travelers, Those seeking airline miles rewards

Air India SBI Signature Card

Rewards Structure

Base Reward Rate

4% on spends

Point Value

1 Point = ₹1

Earning Cap

₹1,00,000 /annually

Points Validity

24 Months

Pros

High welcome bonus of 20,000 Reward Points
Up to 10X Reward Points on Air India purchases
Complimentary Air India Maharaja Club membership
Priority Pass for 600+ international lounges
8 complimentary domestic lounge visits per year
Up to 1,00,000 bonus Reward Points annually on milestone spends
1% fuel surcharge waiver

Cons

Priority Pass lounge visits attract a usage fee of up to $27 per visit
Annual fee of Rs. 4,999
Reward Points converted to Air India Maharaja Points cannot be reversed
Minimum 5,000 Reward Points required for conversion to Maharaja Points, in multiples of 5,000

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Priority Pass lounge usage fee up to $27 per visit charged to card

Maharaja Points redemption for family/friends requires minimum 5 flight accrual activities

Maharaja Points once converted from Reward Points cannot be reversed

Fuel surcharge waiver capped at Rs. 250 per statement cycle

Key Benefits & Features

Complimentary Air India Maharaja Club membership; 1 Reward Point = 1 Air India Maharaja Point

10 Reward Points per Rs. 100 spent on Air India ticket purchases via Air India website, app, booking offices & call centers (effective 31st Mar 2025)

Balance Transfer on EMI from other bank credit cards at lower interest rate

Emergency card replacement anywhere in the world with 24x7 helpline

Required Documents

IDENTITY Proof

PAN Card

Aadhaar Card

Notable Exclusions

Fuel surcharge waiver only applicable on fuel purchases between Rs. 500 and Rs. 4,000

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 6 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About Air India SBI Signature Card

The Air India SBI Signature Card is a co-branded travel credit card designed for frequent Air India flyers and international travelers seeking premium rewards and airline benefits. Cardholders receive a welcome gift of 20,000 Reward Points upon payment of the joining fee, along with complimentary membership in the Air India Maharaja Club. Every year, members also enjoy an anniversary gift of 5,000 Reward Points, making the card rewarding from day one. The card earns 4 Reward Points for every Rs. 100 spent, with up to 1,00,000 bonus Reward Points available annually based on retail spending milestones. For Air India ticket purchases made through the airline's official website, app, booking offices, or call centers, cardholders earn 10 Reward Points per Rs. 100 spent. All Reward Points can be seamlessly converted into Air India Maharaja Points at a 1:1 ratio, enabling members to redeem miles for flights. Beyond airline rewards, the card offers access to over 600 international airport lounges through a complimentary Priority Pass Program, along with 8 complimentary domestic lounge visits per year via the Visa Lounge Access Program. Additional features include a 1% fuel surcharge waiver, complimentary lost card liability cover of Rs. 1 lakh, global acceptance at over 2 million Visa outlets, emergency card replacement, and the flexibility of Flexipay EMI conversions. The joining and annual fee is Rs. 4,999.

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