MyFinCards
Club Vistara SBI Card PRIME

Joining Fee

₹2,999

Annual Fee

Rs. 2999 + Taxes

SBI Card
Travel
Rewards
Best For: Frequent Vistara airline travelers, Domestic lounge access seekers, Travel insurance seekers

Club Vistara SBI Card PRIME

Rewards Structure

Base Reward Rate

4% on spends

Point Value

1 Point = ₹0.005

Pros

  • Earn CV Points on all retail spends including fuel
  • Multiple domestic lounge access benefits (up to 8 via SBI + 4 via Priority Pass)
  • Comprehensive travel insurance cover
  • Hotel E-Voucher milestone reward
  • Global card acceptance at 24 million+ outlets

Cons

  • Renewal benefit (Premium Economy Ticket Voucher) discontinued for cards renewing after 01 April 2025
  • Milestone Premium Economy Ticket benefits also discontinued for cards renewing after 01 April 2025
  • Priority Pass membership valid for 2 years only
  • Unutilized lounge visits lapse at end of quarter

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Milestone and renewal ticket voucher benefits discontinued for renewals after 01 April 2025

Priority Pass complimentary membership valid for 2 years only

Unused quarterly lounge visits cannot be carried forward

Key Benefits & Features

Global acceptance at over 24 million outlets; cash withdrawal from over 1 million ATMs worldwide

Contactless payments with chip and pin security

Balance Transfer on EMI from other bank credit cards at lower interest rates

Eligibility Criteria

Occupation

SALARIEDSELF_EMPLOYEDRETIREDSTUDENT
Official Terms & Conditions

About Club Vistara SBI Card PRIME

The Club Vistara SBI Card PRIME is a premium travel credit card designed for frequent Vistara airline travelers seeking meaningful rewards and comprehensive travel benefits. With a joining and annual fee of Rs. 2,999, cardholders earn 4 CV Points for every Rs. 200 spent across all retail categories, including fuel. These points can be redeemed on Air Vistara and partner airlines, making every purchase a step closer to the next journey. The card delivers strong travel-focused perks, including 8 complimentary domestic airport lounge visits per year (up to 2 per quarter), plus 4 additional complimentary domestic lounge visits annually through a Visa Lounge Access Program. Cardholders also receive a complimentary Priority Pass membership valid for two years. Comprehensive travel insurance coverage includes protection against loss of check-in baggage up to Rs. 72,000, baggage delay, loss of travel documents, and trip cancellations up to 6 times per year. A fraud liability cover of Rs. 1 lakh adds further peace of mind. Beyond travel, the card offers practical everyday features such as contactless payments, Flexipay EMI conversions, balance transfer on EMI, Easy Bill Pay, add-on cards for family members, and global acceptance at over 24 million outlets worldwide. High spenders can also earn a Yatra hotel e-voucher worth Rs. 10,000 upon reaching Rs. 8 lakhs in annual spends.

Expert Review

Our Verdict

Premium travel card with CV Points, lounge access & Vistara airline benefits for frequent flyers.

Frequently Asked QuestionsAbout Club Vistara SBI Card PRIME

FEESWhat is the joining and annual fee for the Club Vistara SBI Card PRIME?
The Club Vistara SBI Card PRIME has a joining fee of ₹2,999 plus applicable taxes. The renewal fee (per annum) is Nil, and there is no add-on card fee either. Note that for cards due for renewal after 01 April 2025, certain milestone and renewal benefits have been discontinued, and the fee structure may be adjusted accordingly.
REWARDSHow many CV Points do I earn on spends with the Club Vistara SBI Card PRIME?
You earn 4 CV Points for every ₹200 spent using the Club Vistara SBI Card PRIME. This earning applies to all retail spend categories, including fuel purchases. The CV Points accumulated can be redeemed on Air Vistara and partner airlines through your Club Vistara (CV) account.
USAGEHow can I redeem my CV Points earned on the Club Vistara SBI Card PRIME?
You can redeem your CV Points through your Club Vistara (CV) account on Air Vistara and partner airlines. Simply log in to your CV account and browse the Club Vistara CV Points redemption page to explore available redemption options. Points are credited to your CV account and can be used for flight bookings and other partner redemptions.
BENEFITSWhat are the domestic airport lounge access benefits on this card?
The Club Vistara SBI Card PRIME offers 8 complimentary domestic airport lounge visits per year, with a maximum of 2 visits per quarter via SBI Card's lounge access program. Additionally, cardholders receive 4 complimentary visits per year to domestic lounges via Priority Pass (maximum 1 visit per quarter). Unutilized lounge visits lapse at the end of each quarter and cannot be carried forward. Guests accompanying the cardholder are chargeable.
BENEFITSWhat is the Priority Pass membership benefit on the Club Vistara SBI Card PRIME?
Primary cardholders of the Club Vistara SBI Card PRIME receive a complimentary Priority Pass membership, which is valid for 2 years only. This membership provides 4 complimentary visits per year to domestic lounges in India, with a maximum of 1 visit per quarter. Only the primary cardholder is eligible for the Priority Pass membership; add-on cardholders are not included.
BENEFITSWhat milestone benefits are available on the Club Vistara SBI Card PRIME?
For cards renewing on or before 01 April 2025, milestone benefits include 1 Premium Economy Ticket Voucher each on annual spends of ₹1.5 lakhs, ₹3 lakhs, ₹4.5 lakhs, and ₹8 lakhs. For all cards due for renewal after 01 April 2025, these milestone Premium Economy Ticket benefits are discontinued. However, all eligible cardholders can earn 1 Hotel E-Voucher from Yatra worth ₹10,000 on reaching annual spends of ₹8 lakhs.
BENEFITSIs the renewal benefit of a Premium Economy Ticket Voucher still available?
The renewal benefit of 1 Premium Economy Ticket Voucher has been discontinued for all cards due for renewal after 01 April 2025, and the renewal fee will not be charged on such cards. However, cardholders whose card renewal date precedes 01 April 2025 will still be able to avail the renewal benefit when they become eligible, and the renewal fee will be applicable for those cards.
BENEFITSWhat travel insurance benefits does the Club Vistara SBI Card PRIME offer?
The Club Vistara SBI Card PRIME provides comprehensive travel insurance, including: up to 6 trip cancellations per year (each limited to ₹3,500), lost check-in baggage cover up to ₹72,000, delayed check-in baggage cover of ₹7,500, loss of travel documents cover up to ₹12,500, and baggage damage cover up to ₹5,000. Additionally, a complimentary credit card fraud liability cover of ₹1 lakh is provided, valid 48 hours prior to and 7 days post reporting of card loss.
INTERNATIONALIs the Club Vistara SBI Card PRIME accepted internationally?
Yes, the Club Vistara SBI Card PRIME is a Visa card accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India. You can also withdraw cash from over 1 million Visa ATMs worldwide. The card supports contactless payments globally. Please note that forex markup charges may apply on international transactions; check the Most Important Terms & Conditions for the applicable rate.
APPLICATIONHow do I apply for the Club Vistara SBI Card PRIME?
You can apply for the Club Vistara SBI Card PRIME online through the SBI Card website (sbicard.com) by clicking the 'Apply Now' button. You can also track your existing application or retrieve a saved application on the website. For assistance in finding the right card or help during the application process, SBI Card's helpline is available at 1860 180 1290 or 39 02 02 02 (prefix local STD code).
BENEFITSCan I add family members as add-on cardholders on the Club Vistara SBI Card PRIME?
Yes, the Club Vistara SBI Card PRIME allows you to issue add-on cards to your immediate family members, including parents, spouse, children, or siblings above the age of 18 years. There is no add-on card fee (Nil per annum). However, please note that Priority Pass membership and its complimentary lounge access benefits are available only to the primary cardholder and not to add-on cardholders.
USAGEWhat is the Flexipay facility on the Club Vistara SBI Card PRIME?
Flexipay allows you to convert transactions of ₹2,500 or more into easy monthly installments. To avail this facility, log on to sbicard.com within 30 days of the purchase transaction and select the Flexipay option. This helps you manage large purchases by spreading the cost over manageable EMIs. Terms and conditions apply; visit sbicard.com for more details on applicable interest rates and tenure options.
USAGEHow does the contactless payment feature work on the Club Vistara SBI Card PRIME?
The Club Vistara SBI Card PRIME supports contactless payments via Visa payWave technology. Simply wave your card near a secure contactless reader to complete a transaction without handing over your card or using cash. A unique security key ensures only one transaction is processed per wave, reducing the risk of fraud or skimming. The card also features chip-and-pin technology for enhanced security against counterfeiting.
USAGEWhat happens to unused domestic lounge visits at the end of a quarter?
Unused complimentary domestic lounge visits lapse at the end of each quarter and cannot be carried forward to the next quarter. For SBI Card lounge access, you are entitled to a maximum of 2 free visits per quarter (8 per year total). For Priority Pass lounge access, the limit is 1 visit per quarter (4 per year). If you exceed the complimentary visits, you will be charged at the lounge's regular access rates.
USAGECan I transfer balances from other bank credit cards to the Club Vistara SBI Card PRIME?
Yes, the Club Vistara SBI Card PRIME offers a Balance Transfer on EMI facility. You can transfer the outstanding balance from other banks' credit cards to your Club Vistara SBI Card PRIME to benefit from a lower rate of interest and repay in EMIs. To avail this service, log on to sbicard.com with your user ID and password and follow the balance transfer process.

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