SimplySAVE SBI Card

The SimplySAVE SBI Card is an entry-level shopping credit card designed for everyday spenders who want to maximize rewards on their routine purchases. Issued on the Visa network with a joining and annual fee of Rs. 499, the card is built to reward cardholders on the spending categories that matter most in daily life. The card's standout feature is its accelerated rewards program, offering 10 Reward Points per Rs. 150 spent on dining, movies, departmental stores, and grocery purchases, while all other spends earn 1 Reward Point per Rs. 150. New cardholders can earn 2,000 bonus Reward Points by spending Rs. 2,000 or more within the first 60 days. Reward Points can be redeemed against gifts from the rewards catalogue or used to pay outstanding card balances. Additionally, cardholders enjoy a 1% fuel surcharge waiver at any petrol pump in India on transactions between Rs. 500 and Rs. 3,000, with a maximum waiver of Rs. 100 per statement cycle. Further value comes through practical features such as Flexipay for converting purchases into EMIs, balance transfer on EMI, utility bill payment, worldwide acceptance at over 24 million outlets, and contactless payment capability via Visa payWave. The annual renewal fee is waived if annual spends reach Rs. 1,00,000, making it a cost-effective choice for consistent everyday spenders.