Joining Fee

₹499

Annual Fee

Rs. 499 (Reversed on annual spends of Rs. 1 Lakhs)

Add-on Card Fee

Free per supplementary card

SBI Card

Shopping

Rewards

Best For: Online shoppers, Frequent users of Swiggy, Myntra, BookMyShow, Dominos, Cleartrip

SimplyCLICK SBI Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹1

Earning Cap

₹2,000 /statement_cycle

Pros

10X reward points on popular online partners like Swiggy, BookMyShow, Myntra, Cleartrip etc.
5X reward points on all other online spends
Annual fee waiver on spending Rs.1 Lakh
Welcome Amazon gift card worth Rs.500
Milestone e-vouchers worth Rs.2000 each at Rs.1L and Rs.2L online spends
1% fuel surcharge waiver
Zero add-on card fee

Cons

Only 1 reward point per Rs.100 on offline/other spends
Milestone vouchers limited to Cleartrip/Yatra brands
Fuel surcharge waiver capped at Rs.100 per statement cycle

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

10X rewards only on select exclusive partners, not all online merchants

Fuel surcharge waiver only on transactions between Rs.500 and Rs.3000

Fuel surcharge waiver capped at Rs.100 per statement cycle

Key Benefits & Features

Amazon.in gift card worth Rs.500 on payment of annual fee (log-in gift)

Balance Transfer on EMI: Transfer outstanding balance from other bank credit cards at lower interest rate

Contactless payments via Visa payWave; max Rs.5000 per contactless transaction

Worldwide acceptance at over 24 million outlets globally including 3,25,000 in India

Cash withdrawal from over 1 million Visa or MasterCard ATMs globally

Utility bill payment via Easy Bill Pay facility

Notable Exclusions

Base reward rate of 1 point per Rs.100 applies to all non-online and non-partner spends

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 6 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About SimplyCLICK SBI Card

The SimplyCLICK SBI Card is designed for online shoppers who want to maximize rewards on their everyday digital spending. Cardholders receive a welcome Amazon.in gift card worth Rs. 500 upon payment of the annual fee, making the card rewarding from day one. The card earns 10X Reward Points on online spends with exclusive partners including Swiggy, Myntra, BookMyShow, Dominos, Cleartrip, Apollo 24x7, Yatra, Netmeds, Gyftr, and IGP, while offering 5X Reward Points on all other online transactions and 1 Reward Point per Rs. 100 on offline spends. For frequent online shoppers, the card offers compelling milestone benefits, including e-vouchers worth Rs. 2,000 each upon reaching annual online spends of Rs. 1 lakh and Rs. 2 lakh, redeemable with Cleartrip or Yatra. Additionally, the annual renewal fee of Rs. 499 is waived when annual spends reach Rs. 1,00,000, adding further value for regular users. Beyond rewards, the SimplyCLICK SBI Card offers practical everyday features such as a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, contactless payment technology for quick and secure transactions, worldwide acceptance across 24 million outlets on the Visa network, add-on cards for family members, cash withdrawal from over 1 million ATMs globally, and a convenient utility bill payment facility.

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