MyFinCards
Signature Visa Credit Card (Discontinued)

Joining Fee

₹5,000

Annual Fee

Rs. 5000 + Taxes

IndusInd Bank
Travel
Lifestyle
Rewards
Best For: Frequent international travelers, Lifestyle and luxury spenders, Those who value concierge and lounge access

Signature Visa Credit Card (Discontinued)

Rewards Structure

Base Reward Rate

1.5% on spends

Point Value

1 Point = ₹0.75

Earning Cap

₹7,500 /monthly

Pros

  • 1.5 reward points per ₹100 on all spends
  • Priority Pass membership for self and partner (600+ lounges worldwide)
  • Complimentary airport lounge access (2 per quarter via Visa Signature)
  • 24-hour concierge service
  • Buy 1 Get 1 movie ticket on BookMyShow
  • 1% fuel surcharge waiver across India
  • Total Protect insurance up to full card limit
  • Auto Assist roadside services
  • Travel Plus insurance covering lost baggage, passport, missed connections
  • Welcome gift at Oberoi Hotels

Cons

  • Card is discontinued for new applications
  • Fuel transactions do not accrue reward points (effective April 2018)
  • Free movie ticket reduced to 1 per month from June 2023
  • Cash redemption value reduced to 1 RP = ₹0.50
  • Non-cash redemption value 1 RP = ₹0.75 (reduced from March 2024)
  • Maximum 7500 reward points allowed for cash redemption per calendar month (from Sept 2024)
  • Club Vistara airmiles redemption discontinued Oct 2024
  • InterMiles redemption discontinued January 2025
  • High income eligibility threshold

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points cap of 7500 for cash redemption per calendar month effective September 2024

Fuel transactions excluded from reward points earning effective April 2018

Rewards program revised for select merchant categories from August 2019

Welcome gift available at select fee points only

Auto Assist available only in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata

Key Benefits & Features

Auto Assist roadside services including emergency fuel, flat tire, lost keys, battery service, towing and accident management in major cities.

Welcome gift: Oberoi Hotels gift voucher (at select fee points).

Eligibility Criteria

Min. Annual Income

₹48.0 Lakhs

Age Requirement

21+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

Aadhaar Card
Passport
PAN Card
Voter ID Card
Driving Licence

ADDRESS Proof

Aadhaar Card
Passport
Voter ID Card
Driving Licence

INCOME Proof

Latest 3 month bank statement (Salaried)
Latest 3 month salary slip (Salaried)
Other bank credit card details (Salaried)
Latest copy of ITR (Self-Employed)
Other bank credit card details (Self-Employed)

Notable Exclusions

No reward points on fuel transactionsRewards program revised for select merchant categoriesMaximum 7500 reward points allowed for cash redemption per calendar month

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About Signature Visa Credit Card (Discontinued)

The IndusInd Bank Signature Visa Credit Card is a premium lifestyle card designed to deliver best-in-class privileges across travel, dining, golf, entertainment, and everyday spending. Positioned as a card for those who appreciate a life of distinction, it offers 1.5 Reward Points for every Rs. 100 spent, redeemable through IndusMoments, Pay with Rewards, KrisFlyer airline miles, or cash credit. Cardholders can also enjoy complimentary Priority Pass membership granting access to over 600 premium airport lounges worldwide, along with domestic lounge access through the Visa Signature Airport Lounge Access Program. Beyond travel, the card provides a 24-hour concierge service covering pre-trip assistance, hotel and flight bookings, event reservations, and gifting. Additional perks include Auto Assist roadside services across major Indian cities, a Total Protect program covering unauthorized transactions and counterfeit fraud, and a BookMyShow offer allowing cardholders to purchase one movie ticket and receive another free. A 1% fuel surcharge waiver at petrol pumps across India adds further everyday value. Please note that this card has been discontinued for new applicants and is referenced solely for existing Signature Visa Credit Cardholders. Prospective customers are encouraged to explore IndusInd Bank's current range of credit card offerings that align with their lifestyle preferences.

Expert Review

Our Verdict

Premium lifestyle card with travel perks, lounge access, golf, dining & 1.5X rewards on all spends (Discontinued).

Frequently Asked QuestionsAbout Signature Visa Credit Card (Discontinued)

OTHERIs the IndusInd Bank Signature Visa Credit Card still available for new applications?
No, the IndusInd Bank Signature Visa Credit Card has been discontinued for new sourcing. The card page is maintained only as a reference for existing cardholders. If you are looking for a new credit card, IndusInd Bank offers a range of other credit card products that may suit your lifestyle and spending needs.
ELIGIBILITYWhat are the eligibility criteria for the Signature Visa Credit Card?
The applicant must be between 21 and 65 years of age and have a stable monthly income. The minimum income requirement is ₹48 LPA for salaried individuals and ₹60 LPA for self-employed individuals (as per ITR). These are among the higher income thresholds in the credit card segment, reflecting the premium nature of this card.
DOCUMENTSWhat documents are required to apply for the Signature Visa Credit Card?
The required KYC documents include Aadhaar card, Passport, PAN card, Voter ID card, Driving Licence, and one recent passport-sized photograph. For salaried individuals, the latest 3-month bank statement and 3-month salary slips are needed. Self-employed individuals must provide the latest ITR copy or other bank/credit card details. All documents must be self-attested by the applicant.
REWARDSHow many reward points do I earn on the Signature Visa Credit Card?
You earn 1.5 Reward Points for every ₹100 spent on your IndusInd Bank Signature Visa Credit Card, whether for business or personal use. Please note that effective 1st April 2018, fuel transactions no longer accrue reward points. Additionally, from 1st August 2019, the rewards program has been revised for select merchant categories.
REWARDSWhat is the redemption value of reward points on the Signature Visa Credit Card?
From 1st March 2024, the value of non-cash redemptions (excluding airmiles) is 1 RP = ₹0.75. For cash redemptions, the value is 1 RP = ₹0.50. Additionally, effective 1st September 2024, the maximum reward points allowed for cash redemption is capped at 7,500 per calendar month. You can redeem points via IndusMoments, Pay with Rewards, or Krisflyer airline miles.
REWARDSAre Club Vistara and InterMiles redemptions still available on the Signature Visa Credit Card?
No, both redemption options have been discontinued. Reward Points redemption towards Club Vistara Airmiles on IndusMoments was discontinued effective 31st October 2024. Reward Points redemption towards InterMiles was discontinued effective 21st January 2025. You may still redeem points via Singapore Airlines KrisFlyer, IndusMoments catalogue, or cash credit options.
BENEFITSWhat lounge access benefits does the Signature Visa Credit Card offer?
The card offers two types of lounge access benefits. First, a complimentary Priority Pass membership for both the primary cardholder and their partner, providing access to over 600 premium airport lounges worldwide. Second, via the Visa Signature benefit, cardholders receive up to 2 complimentary lounge visits per quarter at select Indian airports. The Travel Plus program also provides up to 8 lounge usages per year.
BENEFITSWhat is the BookMyShow movie offer on the Signature Visa Credit Card?
As a Signature Visa Credit Cardholder, you can avail a Buy 1 Get 1 free movie ticket offer on BookMyShow. Effective 1st June 2023, this benefit is limited to 1 free ticket per month (reduced from the earlier 3 free tickets per month). The Visa Signature offer is valid on Thursday, Friday, Saturday, and Sunday, with the movie ticket discount capped at ₹300 per transaction.
BENEFITSWhat travel insurance coverage is available under the Travel Plus program?
The Travel Plus program, offered in association with ICICI Lombard General Insurance, provides the following covers: Lost baggage up to ₹1,00,000; Delayed baggage up to ₹25,000; Loss of passport up to ₹50,000; Lost ticket up to ₹25,000; and Missed connection up to ₹25,000. The program also includes access to 600+ VIP lounges worldwide and special waivers on lounge charges outside India.
BENEFITSWhat is the Total Protect program on the Signature Visa Credit Card?
Total Protect is an insurance program that covers cardholders for a sum up to the full credit limit of their card and add-on cards. It covers unauthorized transactions in case of loss or theft (up to 48 hours prior to reporting the loss), as well as counterfeit fraud, where card details are stolen and used to produce counterfeit plastic for unauthorized transactions. This is a first-of-its-kind initiative offered by IndusInd Bank.
BENEFITSIs there a fuel surcharge waiver on the Signature Visa Credit Card?
Yes, the card offers a 1% fuel surcharge waiver at any petrol pump across India. Based on a monthly fuel spend of ₹8,000, this translates to a monthly saving of approximately ₹80 and an annual saving of ₹960. However, please note that while fuel surcharge is waived, fuel transactions do not earn reward points effective 1st April 2018.
BENEFITSWhat concierge services are available with the Signature Visa Credit Card?
The card provides a 24-hour complimentary concierge service accessible from anywhere in the world by calling 1860 267 7777. Services include pre-trip travel assistance, hotel and flight reservations, sports and entertainment ticket booking, exclusive event registrations, and flower and gift delivery. The concierge team handles all arrangements so you can enjoy a seamless, bespoke lifestyle experience.
BENEFITSWhat Auto Assist roadside services are available with the Signature Visa Credit Card?
The card offers Auto Assist services available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata. Services include roadside mechanical/electrical repair, emergency fuel delivery (up to 5 litres), flat tyre assistance, lost key/locksmith service, battery repair or replacement, emergency towing, and accident management with medical assistance coordination. You can access these services by calling the Concierge Desk at 1860 267 7777.
BENEFITSWhat is the welcome gift offered with the Signature Visa Credit Card?
New cardholders receive a welcome gift in the form of a voucher for a complimentary stay at select Oberoi Hotels. To redeem the gift, you need to first receive your Oberoi Gift Voucher and then contact Oberoi Central Reservations via toll-free number 1800 11 2030, telephone +91 11 2389 0606, or fax +91 11 2389 0500. Please note that welcome gifts are available at select fee points only.
FEESWhat are the joining and annual fees for the Signature Visa Credit Card?
The specific joining and annual fee details for the Signature Visa Credit Card are not publicly listed on the card page, as the card has been discontinued for new applications. The card is now only accessible for reference by existing cardholders. For fee-related queries regarding your existing card, it is recommended to contact IndusInd Bank's helpdesk at 1860 267 7777 for accurate and personalized information.

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