Signature Visa Credit Card (Discontinued)

Joining Fee

₹5,000

Annual Fee

Rs. 5000 + Taxes

Travel
Lifestyle
Rewards
Best For: Frequent international travelers, Lifestyle and luxury spenders, Those who value concierge and lounge access

Signature Visa Credit Card (Discontinued)

Rewards Structure

Base Reward Rate

1.5% on spends

Point Value

1 Point = ₹0.75

Earning Cap

₹7,500 /monthly

Pros

  • 1.5 reward points per ₹100 on all spends
  • Priority Pass membership for self and partner (600+ lounges worldwide)
  • Complimentary airport lounge access (2 per quarter via Visa Signature)
  • 24-hour concierge service
  • Buy 1 Get 1 movie ticket on BookMyShow
  • 1% fuel surcharge waiver across India
  • Total Protect insurance up to full card limit
  • Auto Assist roadside services
  • Travel Plus insurance covering lost baggage, passport, missed connections
  • Welcome gift at Oberoi Hotels

Cons

  • Card is discontinued for new applications
  • Fuel transactions do not accrue reward points (effective April 2018)
  • Free movie ticket reduced to 1 per month from June 2023
  • Cash redemption value reduced to 1 RP = ₹0.50
  • Non-cash redemption value 1 RP = ₹0.75 (reduced from March 2024)
  • Maximum 7500 reward points allowed for cash redemption per calendar month (from Sept 2024)
  • Club Vistara airmiles redemption discontinued Oct 2024
  • InterMiles redemption discontinued January 2025
  • High income eligibility threshold

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points cap of 7500 for cash redemption per calendar month effective September 2024

Fuel transactions excluded from reward points earning effective April 2018

Rewards program revised for select merchant categories from August 2019

Welcome gift available at select fee points only

Auto Assist available only in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata

Key Benefits & Features

Auto Assist roadside services including emergency fuel, flat tire, lost keys, battery service, towing and accident management in major cities.

Welcome gift: Oberoi Hotels gift voucher (at select fee points).

Eligibility Criteria

Min. Annual Income

₹48.0 Lakhs

Age Requirement

21+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

Aadhaar Card
Passport
PAN Card
Voter ID Card
Driving Licence

ADDRESS Proof

Aadhaar Card
Passport
Voter ID Card
Driving Licence

INCOME Proof

Latest 3 month bank statement (Salaried)
Latest 3 month salary slip (Salaried)
Other bank credit card details (Salaried)
Latest copy of ITR (Self-Employed)
Other bank credit card details (Self-Employed)

Notable Exclusions

No reward points on fuel transactionsRewards program revised for select merchant categoriesMaximum 7500 reward points allowed for cash redemption per calendar month

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Signature Visa Credit Card (Discontinued)

The IndusInd Bank Signature Visa Credit Card is a premium lifestyle card designed to deliver best-in-class privileges across travel, dining, golf, entertainment, and everyday spending. Positioned as a card for those who appreciate a life of distinction, it offers 1.5 Reward Points for every Rs. 100 spent, redeemable through IndusMoments, Pay with Rewards, KrisFlyer airline miles, or cash credit. Cardholders can also enjoy complimentary Priority Pass membership granting access to over 600 premium airport lounges worldwide, along with domestic lounge access through the Visa Signature Airport Lounge Access Program. Beyond travel, the card provides a 24-hour concierge service covering pre-trip assistance, hotel and flight bookings, event reservations, and gifting. Additional perks include Auto Assist roadside services across major Indian cities, a Total Protect program covering unauthorized transactions and counterfeit fraud, and a BookMyShow offer allowing cardholders to purchase one movie ticket and receive another free. A 1% fuel surcharge waiver at petrol pumps across India adds further everyday value. Please note that this card has been discontinued for new applicants and is referenced solely for existing Signature Visa Credit Cardholders. Prospective customers are encouraged to explore IndusInd Bank's current range of credit card offerings that align with their lifestyle preferences.

Expert Review

Our Verdict

Premium lifestyle card with travel perks, lounge access, golf, dining & 1.5X rewards on all spends (Discontinued).

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