
Joining Fee
₹5,000
Annual Fee
Rs. 5000 + Taxes
Signature Visa Credit Card (Discontinued)
Rewards Structure
Base Reward Rate
1.5% on spends
Point Value
1 Point = ₹0.75
Earning Cap
₹7,500 /monthly
Pros
- 1.5 reward points per ₹100 on all spends
- Priority Pass membership for self and partner (600+ lounges worldwide)
- Complimentary airport lounge access (2 per quarter via Visa Signature)
- 24-hour concierge service
- Buy 1 Get 1 movie ticket on BookMyShow
- 1% fuel surcharge waiver across India
- Total Protect insurance up to full card limit
- Auto Assist roadside services
- Travel Plus insurance covering lost baggage, passport, missed connections
- Welcome gift at Oberoi Hotels
Cons
- Card is discontinued for new applications
- Fuel transactions do not accrue reward points (effective April 2018)
- Free movie ticket reduced to 1 per month from June 2023
- Cash redemption value reduced to 1 RP = ₹0.50
- Non-cash redemption value 1 RP = ₹0.75 (reduced from March 2024)
- Maximum 7500 reward points allowed for cash redemption per calendar month (from Sept 2024)
- Club Vistara airmiles redemption discontinued Oct 2024
- InterMiles redemption discontinued January 2025
- High income eligibility threshold
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Reward points cap of 7500 for cash redemption per calendar month effective September 2024
Fuel transactions excluded from reward points earning effective April 2018
Rewards program revised for select merchant categories from August 2019
Welcome gift available at select fee points only
Auto Assist available only in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata
Key Benefits & Features
Auto Assist roadside services including emergency fuel, flat tire, lost keys, battery service, towing and accident management in major cities.
Welcome gift: Oberoi Hotels gift voucher (at select fee points).
Eligibility Criteria
Min. Annual Income
₹48.0 Lakhs
Age Requirement
21+ Years
Occupation
Required Documents
IDENTITY Proof
ADDRESS Proof
INCOME Proof
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Signature Visa Credit Card (Discontinued)
The IndusInd Bank Signature Visa Credit Card is a premium lifestyle card designed to deliver best-in-class privileges across travel, dining, golf, entertainment, and everyday spending. Positioned as a card for those who appreciate a life of distinction, it offers 1.5 Reward Points for every Rs. 100 spent, redeemable through IndusMoments, Pay with Rewards, KrisFlyer airline miles, or cash credit. Cardholders can also enjoy complimentary Priority Pass membership granting access to over 600 premium airport lounges worldwide, along with domestic lounge access through the Visa Signature Airport Lounge Access Program. Beyond travel, the card provides a 24-hour concierge service covering pre-trip assistance, hotel and flight bookings, event reservations, and gifting. Additional perks include Auto Assist roadside services across major Indian cities, a Total Protect program covering unauthorized transactions and counterfeit fraud, and a BookMyShow offer allowing cardholders to purchase one movie ticket and receive another free. A 1% fuel surcharge waiver at petrol pumps across India adds further everyday value. Please note that this card has been discontinued for new applicants and is referenced solely for existing Signature Visa Credit Cardholders. Prospective customers are encouraged to explore IndusInd Bank's current range of credit card offerings that align with their lifestyle preferences.
Our Verdict
Premium lifestyle card with travel perks, lounge access, golf, dining & 1.5X rewards on all spends (Discontinued).
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