BENEFITSWhat is the Celesta Credit Card?
The Celesta Credit Card by IndusInd Bank is a super-premium lifestyle and rewards credit card designed for individuals who never settle for anything but the finest. It offers exotic benefits, elite offers, and enchanting privileges curated for the true connoisseur. The card is issued on the Visa network and is tailored to match a stellar lifestyle with polished tastes, providing access to exclusive perks and a world-class banking experience.
REWARDSWhat reward points can I earn with the Celesta Credit Card?
The Celesta Credit Card offers a rewards program where you can earn Reward Points on your spending. Based on associated IndusInd premium card offerings, you can earn 1.5 Reward Points for every ₹100 spent. These points can be accumulated and redeemed as per your convenience. The card falls under the POINTS reward type, making it ideal for high-spending lifestyle customers who want to maximise returns on their everyday and premium purchases.
BENEFITSWhat golf benefits does the Celesta Credit Card offer?
Effective 10th March 2026, the Celesta Credit Card's golf benefit includes 1 complimentary golf game and 1 complimentary golf lesson per month. This comprehensive golf program is one of the signature lifestyle privileges of the card, catering to cardholders who enjoy the sport. For detailed terms and conditions regarding the golf benefit, you can refer to the official IndusInd Bank Celesta Credit Card page or the specific terms document linked on the card's product page.
BENEFITSHow does the domestic lounge access benefit work?
Effective 1st April 2026, a spends criteria tracking system will be initiated to unlock complimentary domestic lounge access. This benefit will be applicable from the July 2026 quarter onwards. This means cardholders will need to meet a specified spending threshold during the tracking period to qualify for complimentary domestic lounge visits. For full details on the spend criteria and eligible lounges, please refer to the official terms and conditions available on the IndusInd Bank Celesta Credit Card page.
FEESWhat is the joining fee and annual fee for the Celesta Credit Card?
The Celesta Credit Card is positioned as a super-premium card by IndusInd Bank. Specific joining fee and annual fee details are not publicly listed on the card's web page, as this card is likely offered by invitation or through a personalised application process. It is recommended to contact IndusInd Bank directly via their customer care number or visit a branch to get accurate and up-to-date information regarding the fee structure applicable to your profile.
ELIGIBILITYWhat are the eligibility criteria for the Celesta Credit Card?
The Celesta Credit Card is a super-premium lifestyle card designed for high-net-worth individuals. Specific minimum age and minimum income eligibility criteria are not publicly disclosed on the official page, suggesting the card may be offered by invitation or through a selective application process. To find out if you are eligible, it is advisable to contact IndusInd Bank directly through their official customer care channels or visit your nearest IndusInd Bank branch for a personalised assessment.
DOCUMENTSWhat documents are required to apply for the Celesta Credit Card?
While specific documentation requirements for the Celesta Credit Card are not listed on the page, standard credit card applications in India typically require: a valid photo identity proof (Aadhaar, PAN, Passport), address proof, recent passport-size photographs, and income proof such as salary slips or IT returns. Since this is a super-premium card, additional financial documentation may be required. It is best to contact IndusInd Bank directly to confirm the exact documents needed for your application.
APPLICATIONHow can I apply for the Celesta Credit Card?
You can apply for the Celesta Credit Card through IndusInd Bank's official website by clicking the 'Apply for Credit Card' option. IndusInd Bank also offers a 100% digital process with instant approval for eligible applicants. Alternatively, you can visit your nearest IndusInd Bank branch or contact their customer care for guidance on the application process. Given the super-premium nature of the card, it may also be offered through direct invitation to select customers based on their banking profile.
INTERNATIONALWhat is the forex markup fee on the Celesta Credit Card?
Specific forex markup fee details for the Celesta Credit Card are not publicly listed on the official product page. As a Visa Infinite-category super-premium card, it may offer competitive or reduced forex markup rates compared to standard credit cards. For accurate information on foreign transaction fees and international usage charges, it is recommended to refer to the Schedule of Charges available on the IndusInd Bank website or contact the bank's customer care team directly.
INTERNATIONALCan I use the Celesta Credit Card for international transactions?
Yes, the Celesta Credit Card is issued on the Visa network, which is accepted globally at millions of merchants, ATMs, and online platforms worldwide. As a premium Visa card, it is designed to support an international lifestyle, providing seamless usage across countries. It is advisable to inform IndusInd Bank before travelling abroad to ensure uninterrupted card usage. For details on international transaction fees and currency conversion rates, please refer to the bank's Schedule of Charges.
USAGEHow can I redeem the reward points earned on my Celesta Credit Card?
Reward Points earned on the Celesta Credit Card can be redeemed through IndusInd Bank's official rewards platform. You can log in to your IndusInd Bank net banking account or the INDIE mobile app to view your accumulated points and explore redemption options. Points can typically be redeemed for merchandise, travel bookings, gift vouchers, and more. For specific redemption categories and the latest reward catalogue available for the Celesta Credit Card, visit the Credit Card Rewards section on the IndusInd Bank website.
BENEFITSWhat Visa Infinite benefits are available with the Celesta Credit Card?
The Celesta Credit Card comes with Visa Infinite benefits, which is Visa's highest tier of card privileges. These typically include access to exclusive hotel and resort offers, airport concierge services, travel benefits, premium dining privileges, and global emergency assistance. Visa Infinite benefits are curated for ultra-premium cardholders who demand the very best in lifestyle and travel experiences. For the complete and updated list of Visa Infinite benefits applicable to the Celesta Credit Card, please visit the IndusInd Bank Celesta Credit Card page.
USAGEHow can I pay my Celesta Credit Card bill?
You can pay your Celesta Credit Card bill through multiple convenient channels offered by IndusInd Bank. These include: the INDIE mobile app, IndusInd Bank Net Banking, the 'Click Pay' option on the website, NEFT/RTGS transfer, and UPI payment via BHIM IndusPay. You can also set up an E-Mandate for automatic bill payments to ensure you never miss a due date. For any payment-related queries, you can reach IndusInd Bank's customer care or visit your nearest branch.
CANCELLATIONHow can I cancel or close my Celesta Credit Card?
To cancel or close your Celesta Credit Card, you can contact IndusInd Bank's customer care helpline, write to the bank via their official email, or visit your nearest IndusInd Bank branch. Before cancellation, ensure that all outstanding dues are cleared and any pending reward points are redeemed. The bank will guide you through the closure process and confirm the cancellation in writing. It is advisable to also check for any applicable cancellation terms or conditions specific to the Celesta Credit Card.
OTHERHow can I report an unauthorised transaction on my Celesta Credit Card?
If you notice an unauthorised transaction on your Celesta Credit Card, you should immediately report it through IndusInd Bank's official channels. You can use the 'Report Unauthorized Transaction' option available on the IndusInd Bank website, contact the 24x7 customer care helpline, or reach out via the IndusAssist feature on the INDIE app. It is also advisable to temporarily block your card through the mobile app or net banking to prevent further misuse while the matter is being investigated by the bank.
