SBI Card PRIME

The SBI Card PRIME is a premium lifestyle and rewards credit card designed for those who want to maximize value across everyday spending categories. With a joining and annual fee of Rs. 2,999, cardholders receive a welcome e-gift voucher worth Rs. 3,000 from brands such as Bata, Pantaloons, Shoppers Stop, and Yatra.com, making the fee effectively offset from day one. The card delivers strong rewards earning potential, offering 10 Reward Points per Rs. 100 spent on dining, groceries, departmental stores, and movies, along with 2 Reward Points on all other retail spends excluding fuel. Birthday spends are rewarded at an elevated rate of 20 Reward Points per Rs. 100. Cardholders also enjoy quarterly milestone rewards including Pizza Hut e-vouchers, and annual milestones unlocking a Rs. 7,000 e-gift voucher and renewal fee waiver on spends of Rs. 5 Lakhs and Rs. 3 Lakhs respectively. Travel privileges include 4 complimentary international Priority Pass lounge visits and 8 domestic lounge visits per calendar year. Additional benefits include a complimentary ITC Silver Tier Membership, 1% fuel surcharge waiver, contactless payment capability, fraud liability cover of Rs. 1 lakh, and acceptance at over 24 million outlets worldwide. This card is ideally suited for frequent diners, movie lovers, grocery shoppers, and travelers seeking well-rounded lifestyle rewards.