Samman Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Cashback
Lifestyle
Best For: Government sector employees, UPI spenders, Railway travelers

Samman Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹200 /statement_cycle

Pros

  • Nil cash advance fee
  • UPI payments supported
  • Free movie tickets every 6 months
  • 1% cashback on all retail spends
  • Travel insurance cover included
  • Fuel and railway surcharge waiver

Cons

  • Cashback capped at ₹200 per statement cycle
  • Exclusively for government sector employees
  • Movie ticket value capped at ₹200

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Cashback applies only on spends up to ₹20,000 per statement cycle

Cashback credited in subsequent statement cycle

Movie ticket offer valid only via BookMyShow

Key Benefits & Features

Nil Cash Advance fee

UPI payments supported - link card on BHIM, PhonePe, Paytm, Google Pay

Eligibility Criteria

Occupation

SALARIED

Notable Exclusions

Cashback not applicable on spends above ₹20,000 in a statement cycle

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Samman Credit Card

The IndusInd Bank Samman RuPay Credit Card is exclusively designed for government sector employees, offering a well-rounded suite of benefits tailored to their everyday spending needs. One of its standout features is UPI compatibility, allowing cardholders to link the card on popular UPI apps like BHIM, PhonePe, Google Pay, and Paytm to make seamless scan-and-pay transactions at merchant outlets across India. The card offers 1% cashback on all retail spends up to Rs. 20,000 per statement cycle, with a maximum cashback of Rs. 200 credited in the subsequent billing cycle. Cardholders also enjoy one assured complimentary movie ticket worth up to Rs. 200 every six months in a calendar year via BookMyShow, making entertainment more rewarding. Additionally, the card provides a 1% waiver on railway surcharge for transactions up to Rs. 5,000 on IRCTC platforms, as well as a fuel surcharge waiver at petrol pumps across India. Further adding to its appeal, the Samman RuPay Credit Card comes with nil cash advance fees and a dedicated travel insurance cover, making it a practical and value-driven choice. With its focus on cashback, entertainment perks, and travel conveniences, this card is built to deliver meaningful savings and lifestyle benefits to India's government workforce.

Expert Review

Our Verdict

RuPay credit card for govt employees with 1% cashback, free movie tickets, and UPI payments.

Related Cashback Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Cashback cards

More from IndusInd Bank

Discover the full range of credit cards offered by IndusInd Bank to find the perfect fit for your finances.

View all IndusInd Bank cards