MyFinCards
PVR Kotak Gold Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Kotak Bank
Lifestyle
Rewards
Best For: Frequent PVR INOX moviegoers, Those who spend ₹15,000+ monthly on their credit card

PVR Kotak Gold Credit Card

Pros

  • No joining fee for the first year
  • 2 free movie tickets per month on spends of ₹15,000
  • 20% instant discount on Food and Beverages at PVR INOX
  • 5% instant discount on Movie Tickets at PVR INOX
  • Tickets valid for any time, any day, any show

Cons

  • Card is discontinued for new applications
  • Movie tickets are only for PVR INOX
  • Milestone spend excludes utility, education, wallet load, rent and gaming transactions

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Utility, Education, Wallet Load, Rent and Online Based Skill Gaming spends excluded from milestone calculation

Key Benefits & Features

5% instant discount on Movie Tickets at PVR INOX

Add-on card available with same benefits; set spend limits and track spends separately

Notable Exclusions

Spends on Utility, Education, Wallet Load, Rent, Online Based Skill Gaming will not be counted towards monthly milestone spend for movie ticket benefits

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About PVR Kotak Gold Credit Card

The PVR Kotak Gold Credit Card is a discontinued co-branded credit card designed specifically for movie enthusiasts who frequent PVR INOX cinemas. Positioned as the ultimate "movie companion," this card rewards cardholders with free PVR INOX movie tickets based on their monthly spending, making it an attractive choice for those who regularly spend on their credit card each billing cycle. The card's core benefit revolves around milestone-based movie rewards. Cardholders who spend ₹10,000 or more in a monthly billing cycle receive one free PVR INOX movie ticket worth up to ₹400, while those who spend ₹15,000 or more earn two free tickets of the same value. These tickets are valid for any time, any day, and any show at PVR INOX. Beyond movie tickets, the card also offers a 20% instant discount on food and beverages at PVR INOX and a 5% instant discount on movie ticket purchases, making every cinema visit more affordable. Additional features include an add-on card facility, allowing supplementary cardholders to enjoy the same benefits. Cardholders can set individual spend limits on add-on cards and track their expenditure separately. The card carried no joining fee for the first year, adding further value for new applicants. Note that certain spend categories, including utility payments, education, wallet loads, and rent, are excluded from milestone calculations.

Expert Review

Our Verdict

Get 2 free PVR INOX movie tickets monthly + 20% off on F&B at PVR INOX on spends of ₹15,000+

Frequently Asked QuestionsAbout PVR Kotak Gold Credit Card

OTHERIs the PVR Kotak Gold Credit Card still available for new applications?
No, the PVR Kotak Gold Credit Card has been discontinued and is no longer available for new applications. Existing cardholders can continue to use their cards and enjoy the associated benefits. If you are looking for a similar movie-focused credit card, you may consider exploring other Kotak Bank credit card options such as the League Platinum Card, which also offers PVR-related benefits.
BENEFITSHow many free PVR INOX movie tickets can I get per month with this card?
You can earn up to 2 free PVR INOX movie tickets per month based on your spending. Spend ₹10,000 or more in a monthly billing cycle to get 1 free PVR INOX movie ticket worth up to ₹400. Spend ₹15,000 or more in a monthly billing cycle to get 2 free PVR INOX movie tickets, each worth up to ₹400. These tickets are valid for any time, any day, and any show.
BENEFITSWhat discounts do I get on food, beverages, and movie tickets at PVR INOX?
With the PVR Kotak Gold Credit Card, you enjoy two instant discounts at PVR INOX. You get a 20% instant discount on Food and Beverages purchased at PVR INOX outlets. Additionally, you receive a 5% instant discount on Movie Tickets booked at PVR INOX. These discounts are applied instantly at the point of purchase, making your movie outings more affordable and enjoyable.
FEESWhat is the joining fee for the PVR Kotak Gold Credit Card?
There is no joining fee for the first year on the PVR Kotak Gold Credit Card. This makes it an attractive option for movie enthusiasts who want to enjoy PVR INOX benefits without any upfront cost. However, since the card has been discontinued for new applicants, this benefit is relevant only to existing cardholders. For detailed information on any applicable annual fees, please refer to the Fees and Charges section on the Kotak Bank website.
REWARDSWhich spending categories are excluded from the monthly milestone calculation?
Certain spending categories are not counted toward the monthly milestone spend required to earn free PVR INOX movie tickets. The excluded categories are: Utility payments, Education-related transactions, Wallet Load transactions, Rent payments, and Online-based Skill Gaming transactions. All other retail spends made anywhere in India using the PVR Kotak Gold Credit Card will be counted toward the ₹10,000 or ₹15,000 monthly milestone.
USAGEAre the free movie tickets restricted to specific shows, days, or times?
No, the free PVR INOX movie tickets earned through the PVR Kotak Gold Credit Card are not restricted to any specific show, day, or time. You can use them for any time, any day, and any show at PVR INOX cinemas. Each ticket is worth up to ₹400. This flexibility makes it easy to plan your movie outings without worrying about blackout dates or show restrictions.
BENEFITSCan I get an Add-on card with the PVR Kotak Gold Credit Card?
Yes, you can get an Add-on card with the PVR Kotak Gold Credit Card. The Add-on card comes with all the same benefits that you enjoy on your primary card. You can set a customized spend limit on the Add-on card as per your preference. Additionally, spends made through each Add-on card are tracked separately, giving you better visibility and control over your household or family expenses.
USAGEWhere can I use the PVR Kotak Gold Credit Card to qualify for milestone benefits?
You can use the PVR Kotak Gold Credit Card for shopping anywhere in India to accumulate spends toward the monthly milestone benefits. As long as your eligible transactions reach ₹10,000 or ₹15,000 in a billing cycle, you will receive the corresponding free PVR INOX movie tickets. Note that transactions in excluded categories such as utility, education, wallet load, rent, and online gaming will not count toward the milestone.
BENEFITSAre the free movie tickets only valid at PVR INOX cinemas?
Yes, the free movie tickets earned as milestone benefits with the PVR Kotak Gold Credit Card are exclusively valid at PVR INOX cinemas. The card's benefits, including the 20% discount on Food and Beverages and the 5% discount on Movie Tickets, are also limited to PVR INOX outlets. If you frequently visit other cinema chains, this card may not offer value for those visits.
USAGEHow do I claim my free PVR INOX movie ticket coupon?
To claim your free PVR INOX movie ticket coupon, you need to ensure that your eligible spends in the monthly billing cycle have crossed the required milestone threshold of ₹10,000 or ₹15,000. Once the milestone is achieved, you can follow the coupon claiming process outlined on the Kotak Bank credit card page under the 'Claim your PVR Coupon' section. For step-by-step guidance, refer to the 'How to Use' section available on the card's official page on the Kotak Bank website.
REWARDSWhat is the value of each free movie ticket offered with this card?
Each free PVR INOX movie ticket offered as part of the milestone benefit on the PVR Kotak Gold Credit Card is worth up to ₹400. If you spend ₹10,000 or more in a billing cycle, you receive 1 ticket worth up to ₹400. If you spend ₹15,000 or more, you receive 2 tickets, each worth up to ₹400, providing a total ticket value of up to ₹800 per month.
OTHERHow can I contact Kotak Bank for queries related to the PVR Kotak Gold Credit Card?
You can reach Kotak Bank through multiple channels for any queries related to the PVR Kotak Gold Credit Card. Call the toll-free number 1800 4100 for banking needs, complaints, and resolution. You can also write to the bank at customersupport@kotak.com. Additionally, you can visit the nearest Kotak Bank branch, use the Kotak Mobile Banking App, access Kotak Netbanking online, or use the in-website chat feature for quick assistance.
CANCELLATIONCan I cancel or close my PVR Kotak Gold Credit Card?
Yes, existing cardholders can request the cancellation or closure of their PVR Kotak Gold Credit Card. To initiate a cancellation, you can contact Kotak Bank's customer support by calling the toll-free number 1800 4100, sending an email to customersupport@kotak.com, or visiting your nearest Kotak Bank branch. Ensure that all outstanding dues are cleared before submitting a cancellation request. You may also raise a service request through Kotak Netbanking or the Kotak Mobile Banking App.
INTERNATIONALDoes the PVR Kotak Gold Credit Card offer any forex or international usage benefits?
The PVR Kotak Gold Credit Card is primarily a lifestyle and movie rewards card focused on domestic spending at PVR INOX cinemas and general retail spends in India. There is no specific information available regarding forex markup fees or international usage benefits for this card. For detailed information about international transaction charges, it is recommended to refer to the Fees and Charges section on the Kotak Bank website or contact customer support.
DOCUMENTSWhat are the documents required to apply for the PVR Kotak Gold Credit Card?
Since the PVR Kotak Gold Credit Card has been discontinued for new applications, no new applications are being accepted. However, for general Kotak Bank credit card applications, typically required documents include proof of identity (Aadhaar card, PAN card, or passport), proof of address (utility bill, passport, or Aadhaar), and proof of income (salary slips, bank statements, or ITR). For the most accurate and updated documentation requirements, please visit the Kotak Bank website or contact their customer support.

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