Question 1

What are the eligibility criteria for the PVR INOX Kotak Credit Card?

Accepted Answer

To apply for the PVR INOX Kotak Credit Card, the primary cardholder must be between 21 and 60 years of age and a resident of India. Add-on cardholders must be 18 years or above. There is no minimum income specified on the official page, but standard Kotak Bank credit assessment norms apply during the application process.

Question 2

What is the joining fee and annual fee for the PVR INOX Kotak Credit Card?

Accepted Answer

The PVR INOX Kotak Credit Card comes with zero joining fee, making it free to get started. However, an annual fee of ₹499 is charged. There is currently no waiver condition available for the annual fee, meaning the fee is levied every year regardless of your spending level. GST and applicable taxes will be charged on top of the annual fee as per prevailing government rates.

Question 3

Is there any waiver on the annual fee for the PVR INOX Kotak Credit Card?

Accepted Answer

No, there is currently no waiver condition available for the annual fee of ₹499 on the PVR INOX Kotak Credit Card. Unlike some other credit cards that waive the annual fee upon achieving a certain spend threshold, this card charges the annual fee every year irrespective of your spending. The joining fee, however, is waived entirely as it is ₹0.

Question 4

How do I earn free movie tickets with the PVR INOX Kotak Credit Card?

Accepted Answer

You earn 1 free PVR INOX movie ticket (M-Coupon) for every ₹10,000 spent in a monthly billing cycle. For example, spending ₹22,000 in a month earns 2 tickets, ₹75,000 earns 7 tickets, and ₹1,05,000 earns 10 tickets. Note that spends on rent payments, wallet funding, and online skill-based gaming are excluded from eligible spend calculations. Each M-Coupon is valued at up to ₹300 per ticket.

Question 5

What discounts do I get on food, beverages, and movie tickets at PVR INOX?

Accepted Answer

With the PVR INOX Kotak Credit Card, you get a flat 20% discount on Food & Beverages at any PVR INOX theatre or on the PVR INOX App/Website. Additionally, you get a flat 5% discount on movie ticket bookings at any PVR INOX theatre or on the PVR INOX App/Website. These discounts are available every time you use your PVR INOX Kotak Credit Card for the transaction.

Question 6

What is the PVR INOX lounge access benefit on this credit card?

Accepted Answer

The PVR INOX Kotak Credit Card offers complimentary access to In-Cinema Lounges at PVR INOX theatres across India. You can enter these premium lounges at no additional entry cost by using your PVR INOX Kotak Credit Card. However, please note that any purchase made within the lounge must be paid by the cardholder and is not covered under the complimentary access benefit.

Question 7

How do I claim my M-Coupons (free movie ticket vouchers)?

Accepted Answer

To claim your M-Coupons, log in to the Kotak Mobile Banking App or Kotak Net Banking. Navigate to the Credit Card Overview section, select your PVR INOX Kotak Credit Card, and then select the PVR INOX Coupon Claim option. Enter the eligible month to unlock your M-Coupons. Once claimed, all coupons are stored in the 'My PVR INOX' section with coupon codes, issue dates, and validity dates. Eligible codes must be claimed within 2 monthly billing cycles of the eligible month.

Question 8

How do I use my M-Coupons to book movie tickets on the PVR App or Website?

Accepted Answer

Log on to the PVR App or Website and choose your preferred cinema, movie, show, and seats. Scroll down to select 'PVR Exclusives' (on the App) or 'Avail Offers' (on the Website), then select the M-Coupon option. Enter the last 5 digits of your registered mobile number and the last 4 digits of your PVR INOX Kotak Credit Card. Enter your coupon code and click 'Make Payment'. Each M-Coupon can be redeemed against only 1 movie ticket. If the ticket price exceeds ₹300, the difference must be paid by the cardholder.

Question 9

What is the validity period of M-Coupons once claimed?

Accepted Answer

Once claimed, M-Coupons are valid for 60 days from the date of claim. The date of claim refers to the date on which you claimed the M-Coupons through the Kotak Mobile Banking App or Net Banking. Additionally, eligible codes for any given month must be claimed within 2 monthly billing cycles of the eligible month, or they will lapse. It is recommended to claim and use your M-Coupons promptly to avoid expiry.

Question 10

Can I use M-Coupons for any movie format, theatre, or seat category?

Accepted Answer

Yes, M-Coupons earned with the PVR INOX Kotak Credit Card can be used to book movie tickets of any format (including IMAX, 4DX, etc.), at any PVR INOX theatre across India, and for any seat category. However, the value of each M-Coupon is capped at ₹300. If the ticket price exceeds ₹300, the remaining balance must be paid by the cardholder. Taxes applicable to the booking must also be borne by the cardholder.

Question 11

How do I avail the movie ticket and food & beverage discounts at PVR INOX theatres in person?

Accepted Answer

Visit any PVR INOX theatre and proceed to the ticket counter. For movie ticket booking, select your preferred movie, show, and seats. For food and beverage, select your items at the F&B counter. At the booking counter, present your PVR INOX Kotak Credit Card to view the discounted amount. Pay the discounted booking amount using your PVR INOX Kotak Credit Card to complete the transaction. Applicable taxes on the booking must be paid by the cardholder.

Question 12

What spends are excluded from earning free movie ticket M-Coupons?

Accepted Answer

Not all transactions count toward the monthly spend milestone for earning M-Coupons. The following categories are excluded from eligible spends: rent payments, wallet funding, and online skill-based gaming transactions. All other retail spends on the PVR INOX Kotak Credit Card count toward the ₹10,000 monthly milestone per ticket. It is advisable to review the Most Important Terms and Conditions (MITC) on the Kotak Bank website for a comprehensive list of exclusions.

Question 13

Does the PVR INOX Kotak Credit Card support contactless payments?

Accepted Answer

Yes, the PVR INOX Kotak Credit Card supports contactless payments. You can simply tap your card on a contactless-enabled payment terminal to complete transactions up to ₹5,000 without entering a PIN. Contactless payments are fast, safe, and secure, supported by multiple layers of security. The card never leaves your hand during the transaction, reducing the risk of card loss or counterfeit fraud.

Question 14

How do I apply for the PVR INOX Kotak Credit Card?

Accepted Answer

You can apply for the PVR INOX Kotak Credit Card online through the Kotak Mahindra Bank official website by clicking the 'Apply Now' button on the card's product page. You can also apply through the Kotak Mobile Banking App or by visiting your nearest Kotak Mahindra Bank branch. You will need to meet the eligibility criteria (age 21–60 years, Indian resident) and submit the required Know Your Customer (KYC) documents as part of the application process.

Question 15

What happens if the movie ticket price is higher than the M-Coupon value of ₹300?

Accepted Answer

Each M-Coupon has a capped value of ₹300 per ticket. If the price of the movie ticket you wish to book exceeds ₹300, you will need to pay the difference out of pocket. For example, if the ticket costs ₹450, the M-Coupon covers ₹300 and you pay the remaining ₹150. Additionally, any convenience fees, booking fees, and applicable taxes for the booking must also be borne by the cardholder and can be paid using the PVR INOX Kotak Credit Card.

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