PVR INOX Kotak Credit Card

Joining Fee

Free

Annual Fee

Rs. 499 + Taxes

Lifestyle
Rewards
Best For: Frequent movie-goers, PVR INOX patrons, Entertainment enthusiasts

PVR INOX Kotak Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹300 /monthly

Pros

  • Zero joining fee
  • Unlimited free movie tickets scaled with monthly spend
  • 20% discount on Food & Beverages at PVR INOX
  • 5% discount on movie tickets at PVR INOX
  • Complimentary PVR INOX lounge access

Cons

  • Annual fee of ₹499 with no waiver condition
  • M-Coupon value capped at ₹300 per ticket
  • M-Coupons valid only for 60 days from date of claim
  • Eligible codes must be claimed within 2 monthly billing cycles

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Spends on Rent Payments, Wallet funding, and Online skill-based Gaming are excluded from milestone calculations

M-Coupons expire 60 days from claim date

Any purchases inside the PVR INOX lounge must be paid by the cardholder

Balance above ₹300 per ticket must be paid by the cardholder

Key Benefits & Features

Contactless payments supported up to ₹5,000 without PIN

Eligibility Criteria

Age Requirement

21+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Aadhaar Card

ADDRESS Proof

Proof of Indian residency required

Notable Exclusions

Spends on Rent Payments are excluded from monthly spend milestone for earning movie ticketsSpends on Wallet Funding are excluded from monthly spend milestone for earning movie ticketsSpends on Online Skill-based Gaming are excluded from monthly spend milestone for earning movie tickets

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is designed for movie enthusiasts who want to elevate their cinema experience while enjoying meaningful savings. With zero joining fees and an annual fee of just ₹499, this card offers exceptional value for frequent moviegoers. Cardholders earn one PVR INOX movie ticket (M-Coupon) for every ₹10,000 spent in a monthly billing cycle, with no cap on the number of tickets that can be earned, making it a rewarding companion for high spenders. Beyond free tickets, the card delivers a flat 20% discount on food and beverages at any PVR INOX theatre or through the PVR INOX app and website, along with a 5% discount on movie ticket purchases. Cardholders also enjoy complimentary access to exclusive in-cinema PVR INOX lounges, adding a premium touch to every outing. M-Coupons are conveniently claimed through the Kotak Mobile Banking App or Net Banking and can be used for any movie format, theatre, or seating category. Rounding out the experience, the card supports contactless payments for transactions up to ₹5,000, ensuring fast and secure checkouts. Eligible applicants must be Indian residents between 21 and 60 years of age, making this card a compelling choice for anyone who regularly indulges in the big-screen experience.

Expert Review

Our Verdict

Best card for movie lovers offering free PVR INOX tickets, F&B discounts & lounge access with zero joining fee.

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