Platinum Aura Edge Visa/ Master Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Rewards
Shopping
Travel
Lifestyle
Best For: Shoppers who want to customise rewards to their spending pattern, Frequent travellers seeking travel insurance and airline miles, Everyday spenders looking for fuel savings, People who prefer contactless payments

Platinum Aura Edge Visa/ Master Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.5

Earning Cap

₹2,500 /monthly

Pros

  • Flexibility to choose from 4 reward plans (Shop, Home, Travel, Party) tailored to lifestyle
  • Earn up to 8X reward points on select merchant categories
  • 1% fuel surcharge waiver at all petrol pumps in India
  • Travel insurance cover for multiple scenarios
  • Total Protect fraud insurance up to credit limit
  • Contactless payment feature for fast transactions
  • Accepted at 30 million+ outlets worldwide
  • Lifetime free card

Cons

  • Fuel transactions do not accrue reward points (effective 1st April 2018)
  • Maximum reward points allowed for cash redemption capped at 2500 per calendar month (effective 1st September 2024)
  • Rewards program revised for select merchant categories from 1st August 2019
  • Club Vistara Airmiles redemption discontinued from 31 Oct 2024
  • InterMiles redemption discontinued from 21 Jan 2025
  • Welcome gift only applicable on select fee plan

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Cash redemption of reward points capped at 2500 points per calendar month from September 2024

Fuel spends earn no reward points

Rewards rates on select merchant categories revised downward from August 2019

Key Benefits & Features

Contactless chip-based card; tap at NFC-enabled POS terminals

Vouchagram welcome vouchers from Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more

Airline Miles redemption on KrisFlyer; Club Vistara redemption discontinued from 31 Oct 2024; InterMiles discontinued from 21 Jan 2025

Notable Exclusions

No reward points on fuel transactionsMaximum 2500 reward points allowed for cash redemption per calendar month

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Platinum Aura Edge Visa/ Master Credit Card

The IndusInd Bank Platinum Aura Edge Visa/Mastercard Credit Card is a chip-based contactless credit card designed for modern, high-achieving individuals who seek flexibility and premium privileges across shopping, travel, dining, and lifestyle. By simply tapping the card at compatible merchant terminals, cardholders enjoy fast, convenient, and secure transactions at over 10 lakh outlets in India and more than 30 million outlets worldwide. One of the card's standout features is its flexibility to choose from four customisable reward plans — Shop, Home, Travel, and Party — each tailored to match different spending lifestyles. Cardholders can earn up to 8X reward points on select merchant categories, with points redeemable against card dues, airline miles on KrisFlyer, or through the IndusMoments portal. A 1% fuel surcharge waiver on all petrol pumps across India adds further everyday savings. The card also comes with comprehensive travel insurance through The Oriental Insurance Company, covering lost baggage, delayed baggage, passport loss, missed connections, and lost tickets. Additionally, the Total Protect feature safeguards cardholders against unauthorised transactions and counterfeit fraud up to the full credit limit. Discount vouchers from top brands via Vouchagram round out a well-structured card that balances rewards, security, and lifestyle benefits for discerning spenders.

Expert Review

Our Verdict

Flexible reward plans with up to 8X points on select categories plus contactless payments and fuel waiver.

Related Rewards Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Rewards cards

More from IndusInd Bank

Discover the full range of credit cards offered by IndusInd Bank to find the perfect fit for your finances.

View all IndusInd Bank cards