Platinum Aura Edge Credit Card Exclusively for Government Sector Employees - (Discontinued)

Joining Fee

₹500

Annual Fee

Rs. 500 + Taxes

Cashback
Lifestyle
Best For: Government sector employees seeking cashback on everyday spends, Those looking for low-cost EMI conversions

Platinum Aura Edge Credit Card Exclusively for Government Sector Employees - (Discontinued)

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹100 /statement_cycle

Pros

  • 1% flat cashback on all retail spends
  • Free movie ticket every 6 months via BookMyShow
  • 1% fuel and railway surcharge waiver
  • Low EMI interest rate of 1.1% per month with zero processing fees
  • Comprehensive travel insurance cover
  • Total Protect fraud coverage up to credit limit

Cons

  • Cashback capped at INR 100 per statement cycle
  • Only eligible for government sector employees
  • Product discontinued for new applicants
  • Cashback only on spends up to INR 10,000 per statement cycle

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Cashback capped at INR 100 per statement cycle regardless of higher spends

Movie ticket value capped at INR 200; excess must be paid via IndusInd Bank Credit Card

Key Benefits & Features

Detailed benefits inside

Eligibility Criteria

Occupation

SALARIED

Notable Exclusions

Cashback not applicable on spends above INR 10,000 in a statement cycle

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Platinum Aura Edge Credit Card Exclusively for Government Sector Employees - (Discontinued)

The IndusInd Bank Platinum Aura Edge Credit Card was designed exclusively for government sector employees, offering a practical suite of benefits tailored to everyday spending needs. As a contactless Visa card, it combines convenience with meaningful savings across multiple spend categories. Please note this card has been discontinued for new applications and is referenced here solely for existing cardholders. At the heart of this card's value proposition is a 1% flat cashback on all retail spends up to Rs. 10,000 per statement cycle, capping monthly cashback earnings at Rs. 100. Cardholders also enjoy a complimentary movie ticket worth up to Rs. 200 every six months via BookMyShow, along with a 1% surcharge waiver on fuel purchases at petrol pumps across India and on railway ticket bookings through IRCTC. For those looking to manage larger expenses, the card offers EMI conversion on both transactions and outstanding balances at an attractive interest rate of just 1.1% per month with zero processing fees. Additional protections include comprehensive travel insurance covering lost baggage, delayed baggage, passport loss, and missed connections, as well as Total Protect coverage against unauthorised and counterfeit card fraud. Combined, these features deliver estimated annual savings of approximately Rs. 2,160 for eligible government sector cardholders.

Expert Review

Our Verdict

1% cashback on spends up to ₹10K/cycle, free movie tickets & fuel waiver for govt employees.

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