
Joining Fee
₹2,000
Annual Fee
Rs. 2000 + Taxes
Platinum Aura Credit Card (Discontinued)
Rewards Structure
Base Reward Rate
% on spends
Point Value
1 Point = ₹0.5
Earning Cap
₹2,500 /monthly
Pros
- Flexible reward plans tailored to lifestyle (Shop, Home, Travel, Party)
- Up to 4X reward points on select spend categories
- Comprehensive travel insurance cover
- Fuel surcharge waiver at all petrol pumps across India
- Total Protect fraud insurance up to credit limit
- 24x7 Concierge service
- Airline miles redemption option (KrisFlyer)
Cons
- Discontinued product - not available for new applicants
- Fuel transactions do not accrue reward points (effective 1st April 2018)
- Non-cash redemption value reduced to 1 RP = Rs 0.35 (from 1st March 2024)
- Maximum reward points for cash redemption capped at 2500 per calendar month (from 1st September 2024)
- Club Vistara Airmiles redemption discontinued from 31st Oct 2024
- InterMiles redemption discontinued from 21st Jan 2025
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
From 1st March 2024, non-cash redemption value (excluding airmiles) is 1 RP = Rs 0.35
Maximum 2500 reward points allowed for cash redemption per calendar month from 1st September 2024
Fuel transactions do not earn reward points from 1st April 2018
Welcome gift only applicable on select fee plans
Rewards program revised for select merchant categories from 1st August 2019
Key Benefits & Features
Welcome gift vouchers from brands like Bata and Vero Moda on select fee plans
Discount vouchers via Vouchagram from Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more
Airline Miles redemption on KrisFlyer; Club Vistara Airmiles discontinued from 31st Oct 2024; InterMiles discontinued from 21st Jan 2025
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Platinum Aura Credit Card (Discontinued)
The IndusInd Bank Platinum Aura Credit Card is a lifestyle-focused card designed for those who expect luxury and enjoyment while travelling, dining, or simply living life to the fullest. Though now discontinued for new applicants, it remains a reference point for existing cardholders and offered an impressive range of world-class privileges tailored to diverse spending habits. At the heart of the card is a flexible rewards programme allowing cardholders to choose from four distinct plans: the Shop Plan, Home Plan, Travel Plan, and Party Plan. Each plan rewards spending in specific categories with up to 4X savings points per Rs. 100 spent. Points can be redeemed against card dues or converted into airline miles, offering genuine versatility in how rewards are used. Beyond rewards, the card delivers meaningful lifestyle and protection benefits. Cardholders enjoy comprehensive travel insurance covering lost baggage, missed connections, and passport loss, as well as the Total Protect feature safeguarding against unauthorised card transactions. A 1% fuel surcharge waiver provides everyday savings, while 24x7 concierge service and welcome gift vouchers from leading brands like Amazon, Flipkart, Bata, and Vero Moda add further lifestyle value. It is best suited to shoppers, frequent travellers, diners, and home and utility bill payers.
Our Verdict
Flexible reward plans for lifestyle spends with travel insurance and fuel surcharge waiver. Discontinued for new applica
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