Joining Fee
₹5,000
Annual Fee
Rs. 5000 + Taxes
Pioneer Legacy Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.25
Pros
- 2X reward points on weekend spends
- Complimentary Priority Pass with 2 international lounge visits per quarter
- Complimentary domestic lounge access each quarter
- Up to 4 golf access per month (games + lessons)
- 1.8% discounted foreign currency mark-up
- Comprehensive travel insurance coverage
- 24/7 global concierge service
- Total Protect fraud cover up to credit limit
- Auto Assist roadside assistance
- 3 free movie tickets per month via BookMyShow
- 1% fuel surcharge waiver
- Milestone bonus reward points
Cons
- Fuel transactions do not accrue reward points (effective 1st April 2018)
- Welcome gifts available at select fee points only
- Discounted forex markup not applicable on complimentary Pioneer Legacy Credit Card
- Auto Assist limited to select cities (Mumbai, Delhi, Bangalore, Pune, Chennai, Kolkata)
- Priority Pass international lounge visits capped at 2 per quarter
- Rewards program revised for select merchant categories from 2nd February 2023
- Domestic lounge access subject to spends criteria from July 2026 quarter onwards
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
No reward points on fuel transactions
Rewards program revised for select merchant categories
Welcome gifts only at select fee plans
Domestic lounge access will require spend criteria to be met from July 2026
International lounge visits capped at 2 per quarter via Priority Pass
Bonus reward points milestone revised downward from 6,000 (₹6L spend) to 4,000 (₹5L spend) w.e.f 15th Dec 2024
Key Benefits & Features
Auto Assist: roadside repair, emergency fuel (up to 5 litres), flat tyre, lost keys, battery service, towing, accident management
Priority Pass membership providing access to 600+ lounges worldwide
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Pioneer Legacy Credit Card
The IndusInd Bank Pioneer Legacy Credit Card is a world-class contactless credit card designed for individuals who have set new benchmarks in life and deserve rewards that match their legacy. Built for the discerning high spender, frequent traveler, and golf enthusiast, this card delivers an exceptional suite of luxury privileges across travel, dining, lifestyle, and entertainment. Cardholders earn 1 reward point per ₹100 on weekday spends and 2 reward points per ₹100 on weekends, with bonus reward points available for reaching annual spend milestones. Travel benefits include complimentary Priority Pass membership with access to over 600 international lounges, complimentary domestic and international airport lounge visits each quarter, discounted foreign currency mark-up at 1.8%, and comprehensive travel insurance covering lost baggage, missed connections, and passport loss. Golf enthusiasts enjoy complimentary golf games and lessons at leading clubs across major Indian cities, while movie lovers benefit from BookMyShow buy-one-get-one-free ticket offers monthly. Beyond travel and leisure, the card provides a 24/7 concierge service for flight bookings, hotel reservations, and lifestyle needs, as well as Auto Assist roadside emergency services. Additional perks include a 1% fuel surcharge waiver and Total Protect insurance against fraudulent card transactions, delivering a combined annual benefit value of over ₹1,97,200.
Our Verdict
Premium contactless card with golf, lounge, concierge & weekend 2X rewards for high-spenders.
Related Rewards Cards
Explore other premium credit cards that offer similar benefits and rewards.
811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application
ACE Credit Card
Detailed benefits inside
AXIS BANK MAGNUS Credit Card
Choose a voucher worth ₹12,500
5X EDGE REWARD Points on spends via Travel EDGE
More from IndusInd Bank
Discover the full range of credit cards offered by IndusInd Bank to find the perfect fit for your finances.
CRED IndusInd Bank RuPay Credit Card
Credit card enabled on UPI via RuPay network. Link to any UPI app and pay via Scan & Pay or UPI ID.
Celesta Credit Card
Visa Infinite Benefits included
Club Vistara Explorer Credit Card
Complimentary Club Vistara Gold membership (first year): priority check-in, boarding, additional baggage allowance, priority baggage handling
Welcome benefit: Complimentary Business Class ticket voucher + Gift Vouchers worth INR 25,000 on payment of joining fee