NRI Royale Signature Credit Card

The Kotak NRI Royale Signature Credit Card is designed exclusively for Non-Resident Indians, offering a tailored suite of benefits that cater to the unique financial needs of Indians living abroad. The card makes every transaction rewarding, earning 2 reward points for every Rs. 200 spent on international purchases and 1 reward point for every Rs. 200 spent within India. Accumulated points can be redeemed for movie tickets, air tickets, cash, and more, with 1 Reward Point equal to Re. 1. One of the card's standout features is the freedom to purchase and pay in Indian Rupees while traveling to India, eliminating mark-up fees and the hassle of currency exchange. Cardholders also benefit from fuel surcharge waivers on transactions between Rs. 500 and Rs. 3,000, railway surcharge waivers on IRCTC and Indian Railways Booking Counter transactions, and 2 complimentary airport lounge visits per quarter at select lounges across India, complete with gourmet meals, Wi-Fi, and comfortable seating. Add-on cards can be gifted to a spouse, parents, or children above 18 years, extending these premium benefits to family members regardless of their location or citizenship. With an annual fee of just Rs. 1,000, the Kotak NRI Royale Signature Card delivers exceptional value for NRIs seeking a rewarding and convenient financial companion.